Hidden Insurance Cost

I called my auto insurance company to get coverage on my 2004 996 Targa before I flew down to pick it up. Guess what?? Esurance doesn't insure all Porsches. They would provide me with a rate on a 2004 996 Coupe, but NOT ON THE TARGA!! They said that it was too expensive a car for them to insure. That was interesting. They put me in touch with a broker that booked insurance for me with 21st Century Insurance. The policy was $650 for 6 months (I like to carry pretty high limits.) This was $150 more expensive for 6 months than I have been paying for my 2006 Lexus IS250. That's OK. The price of doing business. I was just surprised to have an agent tell me, "Oh, I'm sorry, but we don't insure that car." On an ancillary subject, does anyone know an insurance company that will allow me to buy an Add-On for Stated Value on the car? I know that Progressive will insure the car for stated value, but for a whopping $1065 for six months!!! That's $800 more per year for stated value. Ouch. larry

i had this happen to me, i had a 2001 bmw 330I. im 22 years old. i called my insurance company "safco" and they told me that the 911 was too much car for me and they dropped me. so i got geico, long story short, i pay $100 less now for my 99' 911 and my 98' jetta then i did for my 01' bmw and 93' vw fox. with the same coverage

Yes, well, it kind of happened in reverse for us. We were insured by GEICO, and then wifey and I each had accidents within 2 months. I totaled my car. GEICO said GOOD-BYE. Switched over to Esurance, saving $900 annually. larry

lol hopefully that doesnt happen to me. geico was the cheapest insurance i could find.

State Farm Mutual

Farmer's Insurance, with a $2500 deductible, cost is about $800 a year. My thinking here is to cover a total loss or theft and pay for the time a board fell on the front lid myself. ($1000) Tomorrow, my lovely young wife of 34 years and myself take off on the second 5K mile trip this year. The car is wonderful. (But secretly, in the dark recesses of my heart, I do lust after a new 911 turbo)

USAA 2002 C4S insured for 326.00 for 6 months. Full coverage and 500.00 deductible. Multiple car discount and homeowners with them as well. Best insurance company in the market but unfortunately only available to military.

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USAA for 25+ years now. The best insurance company. Period. When I sold my 968 and bought the 911 my rate actually decreased! They have opened membership to all prior-military and anyone whose parents were USAA members. My kids are all members now and it will pass on through the family.

Allstate in NY...$1700 for thre cars including the C2.

I went from Erie Insurance last year to Allstate this year. I'm surprised how inexpensive it is for a name-brand policy.

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And the next thing that little A Hole would hear over the phone is how his wife is wasting her time with such a small dicked man... (click)

Paid ~$60/month for full coverage on a 2001 996TT with MetLife - also have other cars, house, and umbrella with them. Never had any insurance company question my cars at all - and they shouldn't. Price it as you see fit and then I'll make my decision - I don't need any other commentary from some little-johnsoned actuary.

I am paying $1000 every 6 months with Geico for 03 996, 09 Expedition, 04 Touareg V8, high limits, $500 ded.

good thing you guys don't live in ny metro. our premiums look like telephone numbers!

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Really, I didn't know that. I thought it was only active duty and retired. I will have to check that out.

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Prices are crazy in the tri-state area!!

Allstate for 3 cars with $500 deductable = less than $500 for 6 months. I belong to USAA as well and their rates were higher for us. No recent accidents and only one minor speeding ticket on our records (wife has the ticket).