YOUR RESEARCHOPC extended warranty and 991.1GT3 - Page 1 - 911/Carrera GT - PistonHeads UK
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Quick question for my own clarification purposes having read something on RL. Does the OPC warranty (from years 10-15) cover the engine failures ? Also do they have a max claim cap on (e.g. £20k) which could cause a claim issue in the event of an engine failure? Thanks
Go onto the Porsche website and download the terms and conditions of their extended warranty to give you peace of mind.
NRG1976 said: Quick question for my own clarification purposes having read something on RL. Does the OPC warranty (from years 10-15) cover the engine failures ? Also do they have a max claim cap on (e.g. £20k) which could cause a claim issue in the event of an engine failure? Thanks The warranty in the US might well be different from here, it is an insurance product so may well be a different insurance company that provides the cover. I am sure if the warranty here had a carve out for engine failure we’d have heard about it before, never heard of the max claim cap. As said above though download the docs and read the small print.
Extended warranty covers engine failure in full provided the failure isn't deemed to have breached the terms and conditions. It's worth noting that any costs are pretty notional. The underwriter of the Porsche warranty (insurance product) has a preferential arrangement with Porsche and pays a fraction of the normal retail price for parts. It varies, but broadly I understand they're paying about one third the price that Joe Public is charged for parts - the idea is probably that the underwriter is roughly paying cost price for the parts. They also get preferential labour rates at OPCs, though the discount isn't as dramatic as the parts. OPC hourly rates may be punitive, but they probably can't afford to be billing all their extended warranty work at 1/3rd retail. Anyway, no doubt all this is part of the reason why there isn't as much quibbling over claims as you might expect with the extended warranty. Even an engine replacement is nowhere near as financially catastrophic to the underwriter as it would be to a punter paying the bill.
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