Typical Insurance costs for 996

Just got to reviewing the monthly $$$ output and realized my '99, C2 Cab's ins. premium is within $1 of my 2001 GMC Yukon. P-car has about 50K on it, the Yukon's got 115K!! Cab's is $535.26 every 6 mos. $250 deductible. I'm 34, married, have three cars and house with Allstate. Yes, I keep about one speeding ticket on record per year. Nothing else, though. How's this compare to some others? Just me or is this high? Heck, my 03 GSXR 1000 was only 600 a year...

The answer depends upon your location and driving record. I'm in PA and pay $1200 for 3 cars for a year, but that's incredibly inexpensive for PA. Most pay $700-1000 for 6 months. I'm not sure what I did to get this latest deal.

Huh, wha? 1.2K for three cars, one Porsche, for a year? 1000 dollar deductible? Liability only? Can I have the name and number of your agent? Couldn't stand the cold in PA...

I'm with Travellers Insurance. Comprehensive 300/100K, limited tort. $500 deductable. It's a great deal considering what i was paying only a year ago. Part of the deal was moving my homeowners insurance to them also. ...It's more than I was paying in Massachusetts and I preferred having more snow than I get here.

I am 27 single, 0 tickets in MD and have 2 cars (02 996 and 02 Civic) fully covered both ($300k) with a $500 deductible and I pay $245 a month...

I'm 26 years old, married, have 2 cars: the 996 & a Nissan Maxima. My insurance premium is $1200 per year with a $250 deductible. This is with AAA (CSAA here in California).

I think I pay about $100 per month....with state farm, never actually read the restrictions and don't know my deductable......all I know is that when I get hit or hit anybody I am going to be very pissed!!

I'm in Canada (Vancouver) and I'm paying about $2000/year with a $300 deductible. That total is with a 40% discount. I can't imagine paying full price for insurance.

I have to pay $809 per 6 months, $500 deductible ... life is not fair.

I'm betting that the guys quoting the low rates don't have teenagers in their households. Insurance companies nail you two times: once when you turn 16 and then when your kids turn 16.

Nicolaas - one of the provisions in your policy reads " If you drive with the top down in a manner which is too bold , you will go bald ." hee hee

Although, I agree with Nicolaas - anyone that his me better be ready for dealing with one very pissed off Porsche driver.

Mine is very resonable-100/300/50, 1000 Deduct. for $300/6 months with AAA. Roger B.

Big difference amoung individuals.... Ran it past ins. agent friend and he says I have a few extras I don't need. Bump my deduct. up and so on... funny thing though. I went on my current ins. provider's web site- ran a quote usung my existing terms, and it was nearly 1000 cheaper per year!! Smells a little funny...

Well, I have a similar experience. Until recently we were with Progressive. We noted that every 6 months they would bump up the price. One year we called them on it and shopped everything. Our agent found that if we set up a new policy with Progressive we got a lower rate - sure enough they bumped up the price 6 months later. When I bought the Porsche I got a good rate from them when I added it to my policy. 3 Months later the policy was up for renewal and they bumped up the price on the cars by 8%, even though nothing had changed. I cancelled the policy and moved to Travellers - We're done with Progressive, they're very Progressive at twice yearly rate increases and scam artists over their handling of my Porsche. I'm happy, as I got a great deal with a new company that I might not ordinarily have found and I kissed goodbye to a bad company.

Hi, Living in Orange County, CA. I have 04 BMW 545i, 05 BMW M3, and 02 996 Cab with 100/300/100 and $500 deduct. annual premium is $2252. $512 for Porsche, $1150 for 545i and $590 for M3. My insurance co. is Wawanesa. Member since 1994

Ok I live in Chicago Suburb and pay 360 for 6 months 1999 996 rental car roadside service 300/100 250 deductable my wife pays even less for a 2003 G500 Mercedes. GEICO long live the lizard!!!

I live in the San Francisco bay area and pay $650/yr for $1K deductible on collision and $100 deductible on comprehensive for an 02 cab.

Venice Ca, 24 years old, 2 tickets. $198 a month with a $500 deductable which also includes my renters insurance. 1999 c2

Hey GAry, "long time... no hear" (or "no here" is more accurate). Haven't heard too much from you lately. How have you been? I'll bet you drove through a mud puddle a month ago, and you just now finished washing, stripping, polishing, and re-waxing the underside of your car, right? Just wanted to let you know that you've been missed.

$1000 deductable on all. 2 x 350Z's 1 Cayenne S. 1 Cayenne Turbo. 1 996 Targa. 1 Mercedes S430. 1 Lamborghini Gallardo. 1 Land Rover Freelander (for sale). $3300 per 6 months with State Farm. (We do have one 20 year old in the household).

State Farm- $612/ 6 months no dedeductible on comprehensive $500 deductible on collision 250/500/250 coverage

Yeah, I'm still here, but have not had much to say lately. I guess I should mix it up a little bit more! I'm still licking my wounds from the spectacular upset at this years Parade for the Concours division award. I was beat by a brand new 997 Club Coupe with less than a thousand miles on it (and trailered to the event) . If there is any consolidation is that he only beat me by a point or so. My downfall was some dirt that was found on top of the exhaust cans. Thats what I get for actually driving my car, then showing it!

Dummy! What's the matta wit you, driving your car? Back to the insurance thingie, here in NC we get hammered pretty badly, I can't remember what I pay for both cars and a motorcycle but even with a 1K deductible it's well over 2K a year. Of course, that includes a couple of performance awards. Michael '02 cab '06 M35 '04 R1150RT

Sorry to hear that. That's assinine. They really need to have some adjustment there for cars that are actually used, as opposed to ones that are in factory condition because they are never used.

Are you kidding me?!?!?! That sucks! I guess I'll never enter a Concours event. I may be a little ****, but I'm not THAT ****!

$1200 a year with AAA for my 2000 996 and a 2004 Lexus RX330 in California. $250 deduct. No kids, just me and the wife (both mid 30's). Clean record. (Thank you, Valentine!) Note that insurance costs vary widely with your location and theft rates on the vehicle. When we moved from an average neighborhood to the nice burbs, I switched out our '97 Civic and '94 Integra for the cars I have now, and we pay just a little less now than we used to for those two "rip me off please" cars. Even though the asset value changed by $70k or so, the insurance is less due to location and lower theft rates.

One 19yo driver and one 22yo both males plus wife and me. 02C4S, 06 LR3, 06M35, 02passat and 03 Jetta ...................gulp.....$1000/month

Wow! Insurance jackpot! I think that the only thing that could make that more expensive is to add a few moving violations and a few felony convictions.

Yes Oreganet true, also add hitting a deer and a tree and a BMW. Oh wait, that's already in there. Agent says the insurance co. does not raise the rate on the first incident for a driver so theoretically I am paying "normal" rate.

Ouch! I feel for you. Time to start taking the kids off the insurance. I think I'd stop driving with insurance that high. I guess it doesn't help that you're in NY.

So Dave, how are you liking the Infiniti? Michael (also an '06M35 owner)

We are generally pleased with the infinity. Well built, lots of features comfortable seats great suspension. Find the electronic gadgets cumbersome and the engine noise a bit loud. engine is very powerful. We have the X model and it sucks gas though. You like yours?

I've got the 2WD version, none of the silly options, and am a bit disappointed in the gas mileage. On my mostly in-town commute, I'm averaging right around 20 MPG. I don't find the engine noise too loud except when cruising on the I-state; otherwise I don't mind hearing it growl a bit when I'm accelerating. My biggest (and only real) complaint is the transmission - it is too aggressive to downshift and the upshifts are not smooth enough. Overall I like the car and if it continues to remain trouble-free, then I will probably keep it after the lease is over.

I'm in Massachusetts, where the state sets the rates. I just insured a 1999 C2 Cab for $1187 a year. That's with a perfect driving record, $500 deductible, and 500/300 liability.