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How do you deal with getting screwed by 3rd Party Warranties?

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9 captured repliesDiscussion pagination complete · Source accounts, not a confirmed diagnosis
THIS DISCUSSION / SOURCE-DERIVED OVERVIEW

Discussion summary

YOUR RESEARCHHow do you deal with getting screwed by 3rd Party Warranties?

Leading reported evidence

Replace engine now

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Suggestion · Original poster

Well after a week of arguing, I got a call today from my mechanic and they are replacing my engine now.

How do you deal with getting screwed by 3rd Party Warranties?
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Leading evidence: 'Replace engine now' (no explicit attributable resolution; this is a reported action or suggestion). Across 1 matching discussions, The most frequently discussed action is 'Replace engine now' (1 discussions). For that action, 0 discussions report a resolution and 0 report an unsuccessful attempt. No action has an explicit, attributable resolution report under the current rules. These are forum reports and suggestions, not a confirmed diagnosis.

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Run errands and dropping off kids

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Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.

Discussions that contain suggestions
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Suggestion

She drives that thing to and from running errands and dropping off kids, but if you looked at the tires, it looks like she has been doing burnouts.

How do you deal with getting screwed by 3rd Party Warranties?
Frequently discussed actions (2)

These are separate views of the same evidence. Frequency alone does not establish a fix, and these counts must not be added together.

Replace engine now

No successful repair reported for this finding.

0
Reported fixes
0
Unsuccessful attempts
1
Discussions
Read evidence and context
Discussions that contain suggestions
1

0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.

0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.

Suggestion · Original poster

Well after a week of arguing, I got a call today from my mechanic and they are replacing my engine now.

How do you deal with getting screwed by 3rd Party Warranties?

Run errands and dropping off kids

No successful repair reported for this finding.

0
Reported fixes
0
Unsuccessful attempts
1
Discussions
Read evidence and context
Discussions that contain suggestions
1

0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.

0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.

Suggestion

She drives that thing to and from running errands and dropping off kids, but if you looked at the tires, it looks like she has been doing burnouts.

How do you deal with getting screwed by 3rd Party Warranties?
Coverage and how to read this overview

Counts describe captured discussions, not unique people or a diagnosis. Author identities are not reliably stored. Exact duplicate evidence is counted once across matching discussions; one discussion counts at most once per action/state. Multiple repairs reported together remain a combination. Suggestions and failed attempts do not establish a fix. Matches cover whole discussions and can include related faults, model variants and incomplete threads.

9 eligible posts · 0 unverified posts · 1 discussions match the subject in their title or opening post.

  • Rennlist: 1 discussions

0 evidence records excluded for query context · 0 excluded by outcome qualification · 0 adjusted by outcome qualification.

2 acknowledgements have no verified action link; they do not establish a repair result.

Outcome without a verified action link

Bought my car from a scumbag dealer (post will come about that after this issue is resolved) Had it for 6 months, engine goes.

No unique explicit quoted action; no causal link assigned

Generation: 20261027T044418Z · outcome-qualification-6. Deterministic extraction; no AI model inference. How we use sources

POST 1 / ORIGINAL POSTEROriginal post

Bought my car from a scumbag dealer (post will come about that after this issue is resolved) Had it for 6 months, engine goes. I spent 3500 on a GE warranty and now they are attempting to not pay for a new engine for, get this, My tires appear to show signs of driving the car hard. Has this happened to anybody else before with this company?

POST 2Original post

Did you get that rejection in writing. Reply in writing that you would like to know EXACTLY what tire wear show that the car was driven hard. Once received, it should be easy to protest and win. Do not give them any further info until their rejection and specific reasons why are in your hand in writing. In the meantime, have another AUTHORIZED PORSCHE dealer mechanic come and look at the tires and give his written opinion as to the casue of the wear. I would also make sure you have pictures of the tires showing there current condition. My guess is that with a little pushing from you, they will honor the warranty.

POST 3Original post

I am curious does it specifically say that you can't drive hard. I would imagine that it says something about "normal" or "typical" driving. Of course the argument would be what is "typical" for a Porsche? I would say it is "hard" compared to other cars, and the warranty company should have known that when they sold the warranty for a Porsche. I would also imagine that if the nature of the failure is one of the more well known 996 failures, they would have a hard time arguing. Once again they should have taken that into consideration when selling the warranty. At the end of the day warranty companies are insurance companies, just a different flavor of sleezeball.

POST 4Original post

Could you please specify what Year/Model or Porsche you own... why did the engine fail? did you get a diagnose from a mechanic? there is a difference between "driving hard" and abusing a car.. Porsches are meant to be driven hard

POST 5Original post

Insurance companies are in the business of taking our money, investing our money, and then looking for excuses to not pay on claims. A couple years ago, I would have been surprised to hear this about GE. However, I'm not too surprised now, as I have a brother who works for GE Capital and knows some people in their 3rd party warranty groups. From what I understand, this is pretty common for them to deny the claim, but with some work on your end, you should get paid. By the way, how do they know what the tires looked like before you bought it? My neighbor has a Ford Expedition and I told her she better buy new tires. She drives that thing to and from running errands and dropping off kids, but if you looked at the tires, it looks like she has been doing burnouts.

POST 7Original post

they should pay....no questions asked...they know the P engine problem (okay no really a problem...but it happened more than once that P engines blew.....) they are trying to F with you!!

POST 8 / ORIGINAL POSTEROriginal post

Well after a week of arguing, I got a call today from my mechanic and they are replacing my engine now. Helps to have a good mechanic who goes to bat for you.

POST 9Original post

That's great news! Good for you, I'm glad it worked out for you.

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