Insurance with PPF - Page 5 - Boxster/Cayman - PistonHeads UK

Hi all, I am getting some insurance quotes for my 718 Spyder and some companies have said they won’t insure if the car has PPF. Has anyone found the same? Which companies are we using to insure our GT4s/ Spyders? Thanks for your help.

If true….that’s flipping bonkers….never had a problem before. Been with A Plan & Admiral.

I presume you mean they won't account for the PPF within any insurance policies, rather than not willing to insure the car because of PPF (which is how your opening post could be interpreted)???

MrVert said: If true….that’s flipping bonkers….never had a problem before. Been with A Plan & Admiral. I know it’s completely nuts! I will try Admiral.

Fnumber1user said: I presume you mean they won't account for the PPF within any insurance policies, rather than not willing to insure the car because of PPF (which is how your opening post could be interpreted)??? Sorry that wasn’t clear. I mean there are unwilling to insure the car if I go ahead with PPF. I understand direct line and Aviva will not insure.

That’s ludicrous. Admiral certainly do as I’ve just made a claim.

Tony718 said: Hi all, I am getting some insurance quotes for my 718 Spyder and some companies have said they won’t insure if the car has PPF. Has anyone found the same? Which companies are we using to insure our GT4s/ Spyders? Thanks for your help. Suspect the person you are liaising with thinks PPF is something else, maybe? Ask to speak to a supervisor or someone else.

julian987R said: Suspect the person you are liaising with thinks PPF is something else, maybe? Ask to speak to a supervisor or someone else. I thought that too but the underwriter confirmed. I said it’s not a vinyl wrap or colour change. Think I will have to use a broker rather than going direct.

Tony718 said: julian987R said: Suspect the person you are liaising with thinks PPF is something else, maybe? Ask to speak to a supervisor or someone else. I thought that too but the underwriter confirmed. I said it’s not a vinyl wrap or colour change. Think I will have to use a broker rather than going direct. Why do you even need to speak with someone when getting car insurance? its all online. You can detail any modifications. Why speak with anyone? makes no sense.

Does it even count as a declarable modification? A ceramic coat or wax surely doesn’t, why would PPF.

supersport said: Does it even count as a declarable modification? A ceramic coat or wax surely doesn’t, why would PPF. What's a non-declarable modification? Anything that changes the car from factory spec is a modification. The only exception I can think of are non-OEM consumables - tyres, brake pads/discs etc.

julian987R said: Why do you even need to speak with someone when getting car insurance? its all online. You can detail any modifications. Why speak with anyone? makes no sense. It would be a change to my existing car insurance policy so I called them but much prefer the online route normally.

I also had problems with PPF on my 718 Spyder. Ultimately I had the PPF excluded from cover, but it took underwriters a couple of days to consider whether to write the risk at all. amongst other things, they wanted to know who the installer was!?!

Its a sticker, why would you even mention it ?

julian987R said: Why do you even need to speak with someone when getting car insurance? its all online. You can detail any modifications. Why speak with anyone? makes no sense. Exactly my thoughts. I don't call my broker, he calls me, we go out for lunch, have a few drinks and I update him on the cars, houses and buildings etc. He then goes away, gets the best policies for me and then we meet up again for a few drinks and choose which one.... Buying online is cheap, great if you want cheap.... same as holidays. I never buy my holidays online either.....

I’m with Manning and I’ve never been asked about or declared my PPF. Can’t understand why cover would be refused full stop - an additional premium or not covered perhaps. Not too bothered about it being covered in my case - more important to have an agreed value, choice of repairer, OEM parts etc.

The issue might be that if you don't declare it as a modification your entire insurance is invalid, not just the PPF part...

If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory.

DJMC said: Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. What??

DJMC said: If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. I assume then if one goes with the option for PPF from Porsche then it is fine? Something seems totally crackers about this thread. So all those Porsche owners exiting Topaz (and the like) are invalidating their insurance?

DJMC said: If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. Seems to the case. A bit amazed, but apologies for the doubt. https://www.speakev.com/threads/ev-insurance-paint...

Monch said: Exactly my thoughts. I don't call my broker, he calls me, we go out for lunch, have a few drinks and I update him on the cars, houses and buildings etc. He then goes away, gets the best policies for me and then we meet up again for a few drinks and choose which one.... Buying online is cheap, great if you want cheap.... same as holidays. I never buy my holidays online either..... Now that’s exactly the way to do it, sounds like I need a broker like yours!

DJMC said: If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. Surely PPF won’t invalidate the warranty? Has anyone been told this from a dealer? Seriously having second thoughts about getting PPF and may just get a ceramic coating.

Tony718 said: DJMC said: If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. Surely PPF won’t invalidate the warranty? Has anyone been told this from a dealer? Seriously having second thoughts about getting PPF and may just get a ceramic coating. It seems it will unless it is declared and deemed acceptable by the insurance company....and as we see from this thread and other forum chatter online, many won't insure a car with PPF.

julian987R said: Tony718 said: DJMC said: If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. Surely PPF won’t invalidate the warranty? Has anyone been told this from a dealer? Seriously having second thoughts about getting PPF and may just get a ceramic coating. It seems it will unless it is declared and deemed acceptable by the insurance company....and as we see from this thread and other forum chatter online, many won't insure a car with PPF. This just seems crazy! I expect most people wouldn’t even consider this when adding PPF to their cars.

Tony718 said: julian987R said: Tony718 said: DJMC said: If you have a prang the ppf has to be removed, body repainted, ppf re-applied. Unknown cost to insurer, hence why they won't insure. Simples. Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. Surely PPF won’t invalidate the warranty? Has anyone been told this from a dealer? Seriously having second thoughts about getting PPF and may just get a ceramic coating. It seems it will unless it is declared and deemed acceptable by the insurance company....and as we see from this thread and other forum chatter online, many won't insure a car with PPF. This just seems crazy! I expect most people wouldn’t even consider this when adding PPF to their cars. Not crazy for the insurance company, gives them all the more excuse to validate a claim.

Apparently ceramic coatings can create a lot of problem for body shops as it has to be removed before they can prep and paint….makes it very difficult to paint part of a panel etc. I’d think it’s more of a problem from a repair perspective than PPF. So could see that being an issue for insurers as probably increases repair costs.

Cheib said: Apparently ceramic coatings can create a lot of problem for body shops as it has to be removed before they can prep and paint….makes it very difficult to paint part of a panel etc. I’d think it’s more of a problem from a repair perspective than PPF. So could see that being an issue for insurers as probably increases repair costs. maybe so. where does one draw the line. a 12 o'clock marker on the steering wheel invalidates insurance as can be deemed a distraction. An insurance claim is as predictable as a roll of the dice, insurers will find any reason to deny a claim.

I had a little bump last year which although only cosmetic decided to let my insurance cover it. They paid to replace the front end PPF with no quibble as it had been fitted from new before it was registered in my name and invoiced as such. The problems arises if the PPF/Ceramic was applied after the car being registered and /or used as its then deemed to be a modification.

Any insurance company which refuses to cover(pun intended) a car with PPF fitted isn't fit for purpose IMO.

Dash cams also invalidate claims. Crazy huh. They are good to help provide evidence yet again deemed an aftermarket modification which if undeclared will invalidate any claims. the moral of the story is tell your insurer everything, and if no joy, go elsewhere.

DJMC said: Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. With all due respect this is the biggest load of balls I've read on Pistonheads in quite a while.

Taffy66 said: DJMC said: Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. With all due respect this is the biggest load of balls I've read on Pistonheads in quite a while. Respect your opinion but you are too naive on this subject matter

julian987R said: Respect your opinion but you are too naive on this subject matter I have made many warranty claims on both my Ferraris and Porsches, all of which had PPF fitted and never a quibble. I assure you no dealer will have a legal leg to stand on in rejecting a warranty claim on a car due to having PPF unless they can prove without a shadow of a doubt that the offending PPF caused/contributed to the claim. Same goes for aftermarket exhausts for that matter.

Taffy66 said: julian987R said: Respect your opinion but you are too naive on this subject matter I have made many warranty claims on both my Ferraris and Porsches, all of which had PPF fitted and never a quibble. I assure you no dealer will have a legal leg to stand on in rejecting a warranty claim on a car due to having PPF unless they can prove without a shadow of a doubt that the offending PPF caused/contributed to the claim. Same goes for aftermarket exhausts for that matter. Sure, but as the debate and shared links show there are some insurers that are anti PPF. Nobody is saying its a universal rule. Declare it, if not joy, shop around, simples.

julian987R said: Sure, but as the debate and shared links show there are some insurers that are anti PPF. Nobody is saying its a universal rule. Declare it, if not joy, shop around, simples. Unless i'm missing a trick we are talking about Porsche rejecting any warranty claim on a car due to having PPF and nothing to do with insurance.

Taffy66 said: julian987R said: Sure, but as the debate and shared links show there are some insurers that are anti PPF. Nobody is saying its a universal rule. Declare it, if not joy, shop around, simples. Unless i'm missing a trick we are talking about Porsche rejecting any warranty claim on a car due to having PPF and nothing to do with insurance. You are missing a trick. Suggest you start at the start of the thread. It has got nothing to do with a Porsche claim due to having PPF....it is about being denied a policy in the first place, and moved onto the importance to declare information.

Taffy66 said: DJMC said: Also, ''ppf will invalidate Porsche warranty as it's an aftermarket accessory''. With all due respect this is the biggest load of balls I've read on Pistonheads in quite a while. This is what DJMC said about Porsche warranty not insurance.

Tbh, I don't think it would have even occurred to me to mention PPF for insurance, any more than I would mudflaps or a particular choice of detailing products.

On warranty: I enquired about ppf when Porsche advised my Zunsport grilles voided my extended warranty during the 111 point check for its renewal despite them being fitted when the warranty was applied, by the same OPC, two years earlier. PGB reply on ppf: "Thank you for your email. The vehicle must be treated according to the “Vehicle Care Instructions” in your Driver's Manual to maintain the paint and long-term warranty. Any products applied to your vehicle need to be Porsche Approved and applied to the Porsche standard to not impact your warranty, for further information on this matter the Service department of your local centre would be able to advise you. The Service department can advise you regarding the potential protection coats that could be applied and can answer any further questions you may have regarding this. Thank you for contacting Porsche Cars Great Britain. Kind Regards Jack Purser Personal Case Manager Porsche Customer Assistance Centre On behalf of Porsche Cars Great Britain Ltd Bath Road, Calcot, Reading, RG31 7SE Phone: 03457 911 911 Email: [email removed]" BTW, dash cams, if wired, may void warranty. If plugged into lighter socket generally OK. Check with warranty company and insurers in either case. May also fail MOT if obscuring driver's vision. Edited by DJMC on Saturday 31st July 22:21

DJMC said: BTW, dash cams, if wired, may void warranty. If plugged into lighter socket generally OK. Check with warranty company and insurers in either case. May also fail MOT if obscuring driver's vision. Edited by DJMC on Saturday 31st July 22:21 oh its warranty with DashCams not insurance, my mistake. Makes sense as if hard wired in then they'll claim messing with the stock electrics.

Taffy66 said: Taffy66 said: DJMC said: Also, ''ppf will invalidate Porsche warranty as it's an aftermarket accessory''. With all due respect this is the biggest load of balls I've read on Pistonheads in quite a while. This is what DJMC said about Porsche warranty not insurance. I think it would mean bye bye paint warranty and potentially anti-corrosion warranty. If it's not factory fitted, it's a modification.

Not sure if it is possible in the UK but the stripes & ppf (Xpel Ultimate - in case that matters) I had fitted was installed by a third-party company recommended by my Porsche dealer prior to my collection - who do the branded and advertising decals / wrap for their racing cars. The installer billed the OPC and I reimbursed them ... Means that warranty etc. is all good. Anyone wanting to ppf their car could always ask about this, but it seems like UK OPCs may not be willing to do anything for their customers / clients other than count the pennies that they are given.

Taffy66 said: DJMC said: Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. With all due respect this is the biggest load of balls I've read on Pistonheads in quite a while. Totally agree. I’m just out of an OPC discussing a GT4 that is hanging around to get the con rods sorted, the car was just back from detailers after receiving a full ppf, OPC was singing the praises for the installer “they do loads of work for us”. Edited by GRD_72 on Sunday 1st August 00:10

There is no much balls being spouted on Pistonheads these days it beggars belief !

This is internet nonsense, no? I picked up my Cayman GTS 4.0 from Porsche Reading which is a Porsche owned retailer (not third party) and had full ppf installed by their own in-house guy. So zero chance of that being warranty invalidating. As far as insurance goes - if your broker thinks this is not ok, find another broker surely?

Al_Ra said: This is internet nonsense, no? I picked up my Cayman GTS 4.0 from Porsche Reading which is a Porsche owned retailer (not third party) and had full ppf installed by their own in-house guy. So zero chance of that being warranty invalidating. As far as insurance goes - if your broker thinks this is not ok, find another broker surely? The folks above are getting annoyed, as they are talking in confused circles about several scenarios Of course you can have PPF under Porsche FACTORY warranty. The dealer might facilitate the fitting as above. Porsche will have an issue with paint warranty issues, but other than that, you’re fine. Your privately purchased legally required insurance to drive the car is a different matter. Some won’t cover, due to added repair complication. That is their choice, so move on to another that will. They have been burned by the following….. “My paint HAS to cure for x weeks before PPF can be re-applied, so I’m keeping this £800 a day rental until it’s complete” “My car MUST be transported by covered trailer to Topaz etc” At the end of your factory Porsche cover…. If you want to buy the UNDERWRITTEN extended warranty at the end of your factory cover, (with 111 point check) then you agree to NO MODIFICATIONS. Your choice to remove mods and take the policy and agree terms. OR NOT. If you pay for the policy, but ignore the terms you have AGREED to be bound by, you will have claims rejected.

Evo9lution said: Means that warranty etc. is all good. . The thread has deviated to warranties but it is about insurance. Warranty and insurance are two different things. Original post from the thread starter. Hi all, I am getting some insurance quotes for my 718 Spyder and some companies have said they won’t insure if the car has PPF. Has anyone found the same? Which companies are we using to insure our GT4s/ Spyders? Thanks for your help.

Al_Ra said: So zero chance of that being warranty invalidating. As far as insurance goes - if your broker thinks this is not ok, find another broker surely? Exactly, probably fine for warranties, but for insurance it is not as you'd think it would be. Read the start of the thread.

GRD_72 said: Taffy66 said: DJMC said: Also, ppf will invalidate Porsche warranty as it's an aftermarket accessory. With all due respect this is the biggest load of balls I've read on Pistonheads in quite a while. Totally agree. I’m just out of an OPC discussing a GT4 that is hanging around to get the con rods sorted, the car was just back from detailers after receiving a full ppf, OPC was singing the praises for the installer “they do loads of work for us”. Edited by GRD_72 on Sunday 1st August 00:10 The thread is about insurance, not warranties. There is a clue in the title, Insurance with PPF, not warranties with PPF. Edited by julian987R on Sunday 1st August 03:40

If an insurance company declared PPF as a modification I would steer well clear.

Melvynr said: If an insurance company declared PPF as a modification I would steer well clear. Of course you could. But you would understand completely, as you read my post above.

Red 5 said: Of course you could. But you would understand completely, as you read my post above. My car is fully PPFd and not put down as an extra on insurance, it is put on in panels as you know, if I had a wing say dented I would swallow the cost of putting the PPF back onto it. Different if you put the PPF down as a mod, then you would want it replaced. For an Insurance company to downright refuse to give insurance because the car already has PPF on it, I would keep clear of them. As far as the 111 point warranty goes, I couldn't see it being a problem at all.

Melvynr said: My car is fully PPFd and not put down as an extra on insurance, it is put on in panels as you know, if I had a wing say dented I would swallow the cost of putting the PPF back onto it. Different if you put the PPF down as a mod, then you would want it replaced. For an Insurance company to downright refuse to give insurance because the car already has PPF on it, I would keep clear of them. As far as the 111 point warranty goes, I couldn't see it being a problem at all. That’s very reasonable of you. However… Faced with a 3rd party at fault incident, most wouldn’t want to pay hundreds or even thousands of pounds out of their own pockets. As so many people lie about blame, the cost then causes long arguments that go 50/50 and then all the shenanigans I explained above kick off. The 111 point check part is the easiest part to understand! No room for opinion on that front, as it’s all in the terns you agree to upon taking the policy. ,

Red 5 said: That’s very reasonable of you. However… Faced with a 3rd party at fault incident, most wouldn’t want to pay hundreds or even thousands of pounds out of their own pockets. As so many people lie about blame, the cost then causes long arguments that go 50/50 and then all the shenanigans I explained above kick off. The 111 point check part is the easiest part to understand! No room for opinion on that front, as it’s all in the terns you agree to upon taking the policy. , It looks to be like you are carrying on the confusion in this thread of hopelessly confusing insurance with warranty. Which are you talking about?

BertBert said: Red 5 said: That’s very reasonable of you. However… Faced with a 3rd party at fault incident, most wouldn’t want to pay hundreds or even thousands of pounds out of their own pockets. As so many people lie about blame, the cost then causes long arguments that go 50/50 and then all the shenanigans I explained above kick off. The 111 point check part is the easiest part to understand! No room for opinion on that front, as it’s all in the terns you agree to upon taking the policy. , It looks to be like you are carrying on the confusion in this thread of hopelessly confusing insurance with warranty. Which are you talking about? First I mentioned a 3rd party incident which is related to private car insurance. You can tell, because that’s what I typed. This is the subject of the thread. Then I typed “111 point check” so was referring to the 111 point check confusion of the person I quoted about the 111 point check. This should not be the subject of the thread.

This blog needs a like button added ^^^^^^^^

julian987R said: The thread is about insurance, not warranties. There is a clue in the title, Insurance with PPF, not warranties with PPF. Edited by julian987R on Sunday 1st August 03:40 Threads deviate all the time that’s what happens on PH.

What would have been the list price of the gt2

Mad Scientist said: First on the approved used list (and what a machine!) complete with 2 year approved warranty Clue is in the Thread title. Warranty is nothing to do with the topic. Keep up.

Mad Scientist said: No no. You started the deviation! How so? the chain above shows someone else moving it on to warranty.

anonymous said: [redacted] But there is no problem with warranty. The issue is people are stating the obvious now. In all fairness this thread could close I feel as it’s lost it’s purpose now. Should be about insurance and everyone is chiming in about warranty.

I never expected this to create so much debate. I guess the next question is whether PPF is worth the potential insurance issues? Maybe we should put together a list of the top insurers that definitely insure cars with PPF. Would be interesting to know how many GT4 / Spyder owners have gone for PPF or not bothered with it. Thanks for all your replies.

No PPF on my GT4. I wasn't wasting my money on it and have no reason to change my mind. Cars never stay perfect if you actually drive them PPF or not, I'll live with the patina.

Twinfan said: No PPF on my GT4. I wasn't wasting my money on it and have no reason to change my mind. Cars never stay perfect if you actually drive them PPF or not, I'll live with the patina.

Twinfan said: No PPF on my GT4. I wasn't wasting my money on it and have no reason to change my mind. Cars never stay perfect if you actually drive them PPF or not, I'll live with the patina. Yeah that’s true. Did you get ceramic coating?

Tony718 said: Yeah that’s true. Did you get ceramic coating? Nope, nothing. Nada. It has one or two minor marks on the front bumper in nearly 6k miles of driving but that's it. I did 13k miles in my previous GTS and that had the same, just a couple of minor stone chips. I power wash it myself as infrequently as I can get away with(!) but it gets a full valet twice a year from my local guys where it does get a coat of wax. As you can probably guess, I'd rather drive the car and enjoy it that way rather than spend a fortune or lots of time detailing it and/or adding PPF, coatings etc. Each to their own, YMMV etc.

This is what happened to me, which is an interesting scenario in respect of both warranty and insurance. Owned from new VooDoo Blue GTS PTS, 18 months old, into Porsche body shop to repair detailer caused damage. Small spot repair on bumper. Car was PPF'd by local provider (not arranged by Porsche). Porsche body shop remove the PPF and it takes paint with it in three different places on the bumper. Car not painted since delivery, so assume factory paint, or factory repair?

Twinfan said: Nope, nothing. Nada. It has one or two minor marks on the front bumper in nearly 6k miles of driving but that's it. I did 13k miles in my previous GTS and that had the same, just a couple of minor stone chips. I power wash it myself as infrequently as I can get away with(!) but it gets a full valet twice a year from my local guys where it does get a coat of wax. As you can probably guess, I'd rather drive the car and enjoy it that way rather than spend a fortune or lots of time detailing it and/or adding PPF, coatings etc. Each to their own, YMMV etc. That’s very good going to only have some minor stone chips. Have you tracked the car?

B1ggest said: This is what happened to me, which is an interesting scenario in respect of both warranty and insurance. Owned from new VooDoo Blue GTS PTS, 18 months old, into Porsche body shop to repair detailer caused damage. Small spot repair on bumper. Car was PPF'd by local provider (not arranged by Porsche). Porsche body shop remove the PPF and it takes paint with it in three different places on the bumper. Car not painted since delivery, so assume factory paint, or factory repair? Oh wow sorry to hear that. Did the OPC cover the cost of repair on the paint or did they blame detailer?

anonymous said: [redacted] Good to hear it! Who are you insured with?

Taffy66 said: I have made many warranty claims on both my Ferraris and Porsches, all of which had PPF fitted and never a quibble. I assure you no dealer will have a legal leg to stand on in rejecting a warranty claim on a car due to having PPF unless they can prove without a shadow of a doubt that the offending PPF caused/contributed to the claim. Same goes for aftermarket exhausts for that matter. I think that would depend on three things Taff : 1. Your relationship with your dealer (and if you purchased the car off them/were a long term bona fide customer) 2. Whether the vehicle is under the manufacturers warranty. Or : 3. Whether it's under the manufacturers approved/extended warranty. If it's the latter (and thus provided by a third party insurer) and the policy states the vehicle must not be modified in any way shape of form, you would be bound by that clause, so irrespective of whether a modified exhaust caused the ABS system to fail, your modifying the car effectively would have voided the contract with your warranty provider/insurer.

I generally don't modify my cars especially Ferraris. All of them are under the original Factory new car warranty so what you say makes sense. I have never paid for an extended warranty from a third party as they have too many get out clauses and stipulations. Would love to see someone try to refuse a mechanical warranty claim on the basis the car had a little bit of PPF stuck on the mirror.

Taffy66 said: I generally don't modify my cars especially Ferraris. All of them are under the original Factory new car warranty so what you say makes sense. I have never paid for an extended warranty from a third party as they have too many get out clauses and stipulations. Would love to see someone try to refuse a mechanical warranty claim on the basis the car had a little bit of PPF stuck on the mirror. As you've said, highly unlikely that a claim would be rejected for a bit of clear plastic stuck on a mirror, but the world's a rapidly changing place, and such corporate stupidity does seem to be the norm these days I can remember running my 996 GT2 under the manufacturers extended warranty, my local OPC (who I knew very well having previously been a subcontractor for them) replaced all three radiators under warranty. It was very clear that two of the three had failed due to impact damage from errant stones/road debris, but the claim was accepted. A year later I took the car in for some other warranty work and was asked if it had been modified in ANY way at all. Thinking they were joking I laughed and said, well I've fitted a decent Bosch battery to replace the hopeless one Porsche fit as standard... The smile rapidly disappeared off my face when the member of staff said the warranty clearly stipulated that the fitment of non-genuine Porsche approved parts would invalidate the extended warranty. Suffice to say I didn't renew the following year....

Hi, interesting timing as I was in the process of getting quotes for my 992 GT3 which is due in the next week or so. I decided it’s better to check in advance rather than beg for forgiveness later when trying to make a claim. If it helps, both Lockton and Zurich Private Client (through AIB) have confirmed that PPF is not an issue in their cover.

ABZ911 said: Hi, interesting timing as I was in the process of getting quotes for my 992 GT3 which is due in the next week or so. I decided it’s better to check in advance rather than beg for forgiveness later when trying to make a claim. If it helps, both Lockton and Zurich Private Client (through AIB) have confirmed that PPF is not an issue in their cover. Thank you, that does help and glad they cover PPF. Do you have a contact there? I look forward to seeing pictures of the GT3 when that arrives.

Also not a problem with LV Insurance as I checked tonight.

Always PPF my front ends as when following friends on hoon trips cars get wrecked. PPF saves the day and looks a whole lot less s te than living with a front end peppered with stone chips. Never had warranty issues with Porsche for having it on either so whoever said that it will void the warranty is on crack. Will get my GTS done at some point. Not hooning around with friends for a while as our first arrived so won't bother. Tbh i think I wouldn't bother with PPF if i was doing road trips with friends, just need something to save my windscreens as every trip is usually a windscreen replacement.

Gordo997 said: Also not a problem with LV Insurance as I checked tonight. So after telling me there was no issue last night, I had a call this morning from them saying they’d made a mistake and it needed to be added to the policy after all. Plus an extra £33 on to my premium for the privilege…

Gordo997 said: So after telling me there was no issue last night, I had a call this morning from them saying they’d made a mistake and it needed to be added to the policy after all. Plus an extra £33 on to my premium for the privilege… That’s annoying! Does that mean they will pay for the PPF to be replaced if there was an accident given you are paying an additional premium for it?

Tony718 said: Gordo997 said: So after telling me there was no issue last night, I had a call this morning from them saying they’d made a mistake and it needed to be added to the policy after all. Plus an extra £33 on to my premium for the privilege… That’s annoying! Does that mean they will pay for the PPF to be replaced if there was an accident given you are paying an additional premium for it? Yes, that’s correct so probably fair enough I guess.

Gordo997 said: Gordo997 said: Also not a problem with LV Insurance as I checked tonight. So after telling me there was no issue last night, I had a call this morning from them saying they’d made a mistake and it needed to be added to the policy after all. Plus an extra £33 on to my premium for the privilege… Bugger. I insure with LV. However, I had no issues with a claim on a previous car that had PPF when I was insured by Admiral. That was early 2019 though.