14 captured repliesDiscussion pagination complete · Source accounts, not a confirmed diagnosis
THIS DISCUSSION / SOURCE-DERIVED OVERVIEW
Discussion summary
YOUR RESEARCHEsurance?
Leading reported evidence
Use their customer service i have been very impressed
Performed · outcome unconfirmed
No successful repair reported for this finding.
0
Reported fixes
0
Unsuccessful attempts
1
Discussions
Read evidence and context
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that performed work without a confirmed outcome
1
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Performed · outcome unconfirmed
Each time I have used their customer service I have been very impressed, which is very rare for me.
Leading evidence: 'Use their customer service i have been very impressed' (no explicit attributable resolution; this is a reported action or suggestion). Across 1 matching discussions, The most frequently discussed action is 'Check from the numerous claims' (1 discussions). For that action, 0 discussions report a resolution and 0 report an unsuccessful attempt. No action has an explicit, attributable resolution report under the current rules. These are forum reports and suggestions, not a confirmed diagnosis.
Source reports, not a diagnosis or a success probability. Counts refer to discussions and can overlap.
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
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0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Suggestion
Geico has never hassled me for a check from the numerous claims with my old VR4(all vandalism
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
1
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
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Suggestion
Insurers specifying the use fo non-OEM replacement crash parts shall pay the cost of any modifications to the parts which may become neccessary to effect the repair; and
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
1
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Suggestion
No insurer shall require the use of non-OEM replacement crash parts in the repair of an automobile unless:
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
1
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Suggestion
Insurers specifying the use fo non-OEM replacement crash parts shall pay the cost of any modifications to the parts which may become neccessary to effect the repair; and
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Suggestion
Of course this is wide open for using non-OEM parts but I know you DO have the right to take it to whatever shop you want to for repairs (not particularly the one the insurance company suggests) and you are only required to get one quote.
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Suggestion
Insurers specifying the use of non-OEM replacement crash parts warrant that all such parts are of like kind, quality, safety, fit and performance as OEM replacement crash parts.
Counts describe captured discussions, not unique people or a diagnosis. Author identities are not reliably stored. Exact duplicate evidence is counted once across matching discussions; one discussion counts at most once per action/state. Multiple repairs reported together remain a combination. Suggestions and failed attempts do not establish a fix. Matches cover whole discussions and can include related faults, model variants and incomplete threads.
14 eligible posts · 0 unverified posts · 1 discussions match the subject in their title or opening post.
Rennlist: 1 discussions
0 evidence records excluded for query context · 0 excluded by outcome qualification · 0 adjusted by outcome qualification.
0 acknowledgements have no verified action link; they do not establish a repair result.
Generation: 20261027T000231Z · outcome-qualification-6. Deterministic extraction; no AI model inference. How we use sources
Does anybody use Esurance for there cars? I need to get out of Progressive. There rates have increased 20% in the last 6months. I live in Michigan. Thanks!
I am not able to post in the off-topic section! Sorry!
Hello,
As far as I know they are not a division of Allstate.
I have been using esurance for over a year now and they are great so far.
I switched to them when I bought my Boxster S. I have also a golf GTI with them and I pay about $ 1,500 a year for full coverage for both cars in the SF bay area. AAA was insuring my golf alone for that price !!!!
The great thing is that they are very helpful over the phone or by email not only when you buy your policy. I can log on and print my insurance card on the internet.
The reason why I switched to them besides the price was that when I was looking for the Boxster I did not want to waste 30 mns talking to an insurance agent and fax paper back and forth. It took me like 2 mns over the phone to get the insurance paper done.
I just wished they would insure my motorcycle as well.
I don't work for them just a happy customer.
Good Luck !!!
The only time that you really know if you have good Insurance is when you have an accident. I've had GEICO for a couple of decades and they have really been exceptional. I remeber when I totaled my 993. I was really concerned about what price GEICO would give me, especially after hearing some horror stories from some of my friends at work who told me that they Insurance Carriers gave them payouts near their cars' wholesale values. Well when GEICO gave me full retail value without any hastle, they got a customer for life.
Hello,
I agree with you that your experience can be perfect until you have to file a claim. This is really when your insurance is put to the test. But you cannot crash your car on purpose 2 weeks later just to check how good they are !!!!
However, you can have a bad experience well before you have to file a claim.
That was my case with AAA. After I bought the policy I could never get in touch with the agent. He was never returning my calls. He confirmed me over the phone that my wife was on the policy but when I got the contract she was not. He never mail me or fax me a new contract with her name on it. What would have happened if my wife had a claim? What would have been my chances just saying that the guy over the phone confirmed that she was on the policy?
Needless to say that I dropped AAA because I could not trust the agent. I did not feel comfortable paying a high premium to an agent who was not professional and reliable. Maybe if I had a claim it would have gone perfectly who knows. But when you buy insurance you buy peace of mind, so the impression you get through the various interactions with the agent are critical to make up your mind.
Personnaly I never liked Geico just because they buy radar guns to law enforcement hoping that they will get their money back by bumping up premiums after their customers got nailed for a speeding ticket.
I have Geico. Cheapest prices for the best coverages. Progressive is over double the premium
Geico has never hassled me for a check from the numerous claims with my old VR4(all vandalism
).
Jason
I like it - when I bought the P-Car I switched from being a 15 year customer of State Farm to Geico because SF was just out of this world for the P-Car. Geico was downright cheap! I was worried about what would ever happen if I had to claim but you all are settling my nerves with your comments about them.
The way the law is written in California is as follows;
No insurer shall require the use of non-OEM replacement crash parts in the repair of an automobile unless:
The parts are at least equal to the original equipment manufacturer parts in terms of quality, safety, fit and performance; and
Insurers specifying the use fo non-OEM replacement crash parts shall pay the cost of any modifications to the parts which may become neccessary to effect the repair; and
Insurers specifying the use of non-OEM replacement crash parts warrant that all such parts are of like kind, quality, safety, fit and performance as OEM replacement crash parts.
Of course this is wide open for using non-OEM parts but I know you DO have the right to take it to whatever shop you want to for repairs (not particularly the one the insurance company suggests) and you are only required to get one quote. That being the case, I would insist on taking it to a reputable shop that used OEM parts. Does that work????
Renaud Bizet, not to jinx you (knock on wood!) but any claims with them? how was the service? Because a local body shop told me they are slow in processing the paperwork with their adjusters?
Hi,
Well you just did, did not you? !!!!
Honestly I don't know and hopefully I won't have to.
I did move and when I updated my address on their site my premium changed.
I sent them an email to discuss the reasoning behind the premium difference and they called me right away. They looked for the information and got back to me with all the details and I did not have to follow up with them once. Each time I have used their customer service I have been very impressed, which is very rare for me.
In case of a claim it might be different, you would have to ask somebody who had a real experience on that matter with them. I don't know anybody else who uses esurance so I cannot help you.
Good Luck with your decision
I'm an Allstate agent... I think my insurance and car is the best money can buy. =). You know how there are some noobs on this forum (uh... myself included) that you shake your head at and smile? You should hear some of the things customers tell me about insurance. My favorite is, "My sister's husband's best friend's older mother's uncle who worked for Starbucks has full coverage on 3 cars and is only paying $18/month!"
I've heard it all.. sadly 95% is untrue or it was just circumstance.
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