29 captured repliesDiscussion pagination complete · Source accounts, not a confirmed diagnosis
THIS DISCUSSION / SOURCE-DERIVED OVERVIEW
Discussion summary
YOUR RESEARCHFinancing Q's on 996
Leading reported evidence
Run carfax and some other (top secret) checks
Performed · outcome unconfirmed
No successful repair reported for this finding.
0
Reported fixes
0
Unsuccessful attempts
1
Discussions
Read evidence and context
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Discussions that performed work without a confirmed outcome
1
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Performed · outcome unconfirmed · Original poster
I ran a carfax and some other (top secret) checks on car and owner and the car is perfect no accidents, incidents ect!!!!!
Leading evidence: 'Run carfax and some other (top secret) checks' (no explicit attributable resolution; this is a reported action or suggestion). Across 1 matching discussions, the most frequently mentioned possible cause is '#1 reason you see cars get relisted' (1 discussions; 0 report identifying it and 1 suggest it). The most frequently discussed action is 'Check car out' (1 discussions). For that action, 0 discussions report a resolution and 0 report an unsuccessful attempt. No action has an explicit, attributable resolution report under the current rules. These are forum reports and suggestions, not a confirmed diagnosis.
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Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that suspect a cause
1
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Suspected cause
Probably the #1 reason you see cars get relisted on eBay after they are sold.
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
1
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Suggestion · Original poster
Gonna check car out on sunday have seller sign paperwork and make copies of title and should have car by next weekend....I feel like a little kid.
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
1
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Explicit resolution reports before identified causes, performed actions and suggestions. Within each level, matching component labels precede direct query mentions and inherited thread context; successful versus unsuccessful discussion counts, owner confirmations and independent discussion support determine order. This is not a probability of success.
Discussions that contain suggestions
1
0 original-poster resolution reports. Counts can overlap; they are not unique people or a success rate.
0 discussions have direct query context; 0 report a fix in that context. Other evidence may inherit the discussion’s subject.
Suggestion
Well, if you "own" your home, use the equity for the purchase.
Counts describe captured discussions, not unique people or a diagnosis. Author identities are not reliably stored. Exact duplicate evidence is counted once across matching discussions; one discussion counts at most once per action/state. Multiple repairs reported together remain a combination. Suggestions and failed attempts do not establish a fix. Matches cover whole discussions and can include related faults, model variants and incomplete threads.
29 eligible posts · 0 unverified posts · 1 discussions match the subject in their title or opening post.
Rennlist: 1 discussions
0 evidence records excluded for query context · 0 excluded by outcome qualification · 0 adjusted by outcome qualification.
0 acknowledgements have no verified action link; they do not establish a repair result.
Generation: 20261027T033922Z · outcome-qualification-6. Deterministic extraction; no AI model inference. How we use sources
I am looking at a 2000 996 GT3 Aero Kit Fabspeed stage 1...really nice shape...I call a few banks to see about financing....they say the car is too old to finance??? So I ask about a 50k 2004 GT3...and say Im pre-approved for that car. I dont undertsand tier 1 credit...never ever been rejected on a loan..own my own home..been employeed same job making 100k+ for over 8yrs..I DONT GET IT..... They deny me for a 400+ payment but they say ok for a 860+ payment...????
Any finacial Gurus around or anyone know of a bank that will process a good apr on older cars????? I just got my 2007 Saab at 4.6%.
Any help?
BTW my wife will ring my neck if I get the GT3.
I got 3.99% on my 2002 from Penfed.org
You
do not
have to be government or military to do financing there.
Process was easy, I bought from private party no hassle at all.
I think it's difficult to finance a car that is 10 years old or older, or one that has 100,000 miles or more. I believe that the lenders look at it as a car that would be difficult to liquidate in the event that you default on the loan. I haven't financed a car for a while, but I've heard that lending standards are a little screwy since the economy slowed too...
either way - try a credit union, I used Alaska Credit Union (not sure if they service your state or not) and they were excellent...
I have been working with credit unions for the last 25 years and refuse to even enter a bank...(that and I am not allowed too because my picture is on the wall
) I can call them and they know my voice on the phone, or if I walk in they great me and have my account up, ask what I want to do....(even though they require that I provide proof of who I am....its a minor formality I am glad to provide....)
The last credit union i joined knew me within a couple weeks and I have been very happy with them as well......
I joined Penfed(thanks for that btw), spoke with loan person said given my credit shouldnt be a problem....given that Im not even 30 yet, own my own home in one of the most expensive places to live (LI,NY) and still very much in the green(thank god), with a wife(isnt working) who was able to go back to school and have owned 20+ cars since I was 17yrs old and will retire at 42...I dont think Im doing that bad, despite the horrific economy we are, unfortunately cash isnt an option right now...neither is the gt3(one day).
Finacing a car isnt a bad financial desicion in my book, its a way I can have champagne without having it delivered by a silver spoon or having to drink beer everyday.
Im your average joe schmoe who like fast/expensive cars.
Two financial rules I live by...dont touch the pension(loans) and dont touch my home(equity etc).
Sorry for the rant.....
I wanted to finance half the purchase of mine which is why I went through a dealer to purchase it.
The GM told me he had to work hard to get the deal done but I got a 36 month loan out of it with reasonable terms. It was through my bank's dealer division that normally isn't open to consumers.
So on your own it may be difficult but with a dealer that has a relationship with a lending institution it may be easier.
I bought mine from a private party and for $100 the Park Place ran the paperwork thru them - it made the buyer feel safer and quite frankly was an easy way to handle the title and taxes....plus they had financing options even though I did not use them....
might be worth asking your local dealer (or other higher end car lot)
UPDATE!!! APPROVED!!!!! Step 1 in getting this little 911 in my hands is complete....
THANK YOU AGAIN for the penfed suggestion!!!!!!!!!!!
Whats funny/sacry about this was they intially turned me down becuase I put net pay instead of gross pay...but I forwarded them paystubs and was approved in less than 24hrs... Im soo happy!!!!!!!!
I ran a carfax and some other (top secret) checks on car and owner and the car is perfect no accidents, incidents ect!!!!!
Probably the #1 reason you see cars get relisted on eBay after they are sold. Bidders check on financing
after
they win bid. (Anecdotal info based on discussions with sellers on eBay)
Awesome! Glad Penfed came through.
***One note of information for future reference. I own a business, and as such I had to provide them with 2 years of tax returns and a YTD P&L for the company. Still got 3.99% so was worth the hassle.
This is a source reference. Confirm exact model applicability in the original material.
