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YOUR RESEARCHAftermarket warranty
Leading reported evidence
Replace clutch switch
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Performed · outcome unconfirmed
Fidelity replaced a clutch switch for me with no hassles.
Leading evidence: 'Replace clutch switch' (no explicit attributable resolution; this is a reported action or suggestion). Across 1 matching discussions, The most frequently discussed action is 'Clean then i have' (1 discussions). For that action, 0 discussions report a resolution and 0 report an unsuccessful attempt. No action has an explicit, attributable resolution report under the current rules. These are forum reports and suggestions, not a confirmed diagnosis.
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So far they replaced my suspension and it was over $3k.
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This is the warranty company they have used for years and suggest when they cannot CPO a car.
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Suggestion
If it needs to be replaced (failed part) it is supposedly covered, if it just needs to be cleaned then I have to pay $750 labor for the repair.
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Suggestion · Original poster
I did a search on here and read through hundreds of posts and half the recommended companies are out of business.
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Suggestion
The one time I went bare, on a BMW, I ended up with a repair bill for as much as the car was then worth, and I know from having had the same thing go wrong on another BMW that the warranty would've covered it if I'd had one.
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All those with aftermarket warranties that would recommend the companies please chime in. I did a search on here and read through hundreds of posts and half the recommended companies are out of business. Most of the ones I have gotten quotes from that have good ratings only cover $4000 max engine and $2500 max trans. These have cost between $850, $1400 and one was $2200.
I am in the process of buying one through my local Porsche dealer. This is the warranty company they have used for years and suggest when they cannot CPO a car. I am not going to recommend or even give the name of the company, as I have no direct experience with them yet. Cost for 3/36 (taking my car out to 77k) is around $3,000 for full coverage without a lifetime limit and with a $200 deductible.
As I was mostly just wanting coverage in case of an IMS failure I looked into drivetrain only policies, but did not find one that was enough of a savings to warrant not going with full bumper to bumper.
If you are looking at warranties make sure you check for things like seals and gaskets coverage, lifetime caps, and 'preventive' repairs. You also want to check what the warranty reimburses for labor. Most good shops and dealers are well over $100 an hour, but some warranties reimburse at a much lower rate or list jobs for less hours than they actually take by the book.
mine has 77k. EasyCare quoted 2500 for a 2/24k. I'd rather put that money into the IMS update. Which I beleive would give peace of mind well beyond two years.
Easycare is transferrable and refundable (albeit somewhat heavily prorated). I got a 3/36 bumper to bumper for that reason. My thinking was that the IMS isn't the only thing that can go wrong - just the most expensive- and since the warranty is transferrrable it might help at resale time. Eventually it'll need a clutch and I can always do the upgraded bearing at that time.
I got a Easycare quote: Primary Care/48months/61,000miles/$500 deductible= $3121. 2003 C2 11,000 miles.
Deductible is per visit. Transferrable. No waiting period. No stated limit.
Includes taxes.
or, I can spend the money and have the RMS replaced and the IMS upgraded?
Self insure on anything else happening. Let's see. If I have the above repairs done under the warranty and have them done at the same time, I will be out $4000 (Cost of waranty plus the $500 deductible)...but I will still have warranty for the remainder of the period.
I am beginning to convince myself to do the warranty. I also like what S_Kelly says, "might help at resale time"...since it is transferrable.
I recently got a Fidelity extended warranty from my local Porsche dealer.
If memory serves me right, it was $5.5K for 4 years, bumper-to-bumper exclusive-type (i.e. everything is covered except from X-Y-Z) coverage.
The reason I got it was my fear for an IMS failure.
Within a few months my targa roof failed. Fidelity covered everything (~$12K) bar my $100 deductible.
My feeling is that although the IMS failure is the main issue with our cars, there are a lot of other things that can go wrong and almost everything is expensive to fix.
Once you add in the associated peace of mind, for me at least, it is a must-have.
I will find out this week how good my aftermarket warranty is. My 02 C2 is in the shop with cam actuator problems. If it needs to be replaced (failed part) it is supposedly covered, if it just needs to be cleaned then I have to pay $750 labor for the repair. I have not had good experiences with aftermarket warranties so I'm somewhat cynical with my expectations.
I'll let you know what happens if you're interested.
I also went with
Fidelity
when purchasing my 00 Cab. 2yr/20k powertrain warranty for $2,000ish, $100 deductible.
I've used the warranty many times at respected Porsche mechanic shops of my choosing. Never had an issue with Fidelity, they've always stepped up to the plate.
Mine expires in two weeks - and I'm not too sure what I'm going to do
And I've broken completely even on the warranty btw, so I do recommend getting one.
I worked at a Porsche/BMW/Audi shop for a few weeks this past summer. The owner spoke very highly of
Mercury
aftermarket warranties and said they are the best out there. So, you may want to look into those as well.
One thing the gentleman from the paragraph above told me was to avoid ALL warranty companies that give you a "cheap" warranty. You're more than likely going to find exclusions on anything that fails, or worse yet, you may find a company who does not pull through. You really have to be cautious.
FWIW, I have a Fidelity warranty (a JM&A company) on 2 of my cars. The insurance company backing it has an "Excellent" rating from AM Best. I know that the 4 Porsche dealers and the BMW dealer in my region all sell Fidelity and accept it.
This is without a doubt the least equivocal 3rd party warranty thread on the whole site. This is great. Who wants to post or PM me a link for Fidelity? My Porsche warranty runs out in a few months (it was extended due to the original dealer misplacing the CPO paperwork), I'm in the market
I keep getting quotes for $4k plus for only 2 years-either Fidelity or Easy Care. Numbers I've seen here on forums are much less..any help?
I've called a few dealers in Socal but all are WAY up there even got quoted $6k for two years.
How many miles on the car? That seems to be more of a determinant than age in most cases. My local Porsche dealer, where I bought the car, quoted me ~$6K for a 6-yr/72K mi Fidelity Platinum (covers everything not on a short list of exclusions) on an '04 C2 with 30K miles (which is the same age and mileage my '05 will be when I eventually buy the warranty, when the CPO is about to expire).
The only thing that concerns me about Fidelity is a clause that says it won't cover parts that fail "due to normal wear after 50,000 miles". However, I spoke with the service department and they said they've never had Fidelity use that clause to deny a claim.
The camshaft actuator failed. The dealer swapped them from side to side to verify. If the part failed the warranty company covered it, otherwise I had to pay for diagnostics and testing. Since they verified the part indeed failed, warranty covered all charges minus a $100 deductible. Company is First Automotive. I paid $3337 for 24mo/24000m coverage.
I just consider myself lucky they paid - I still don't trust warranties.
Easy Care just quoted me 4 years 50k miles $250 deduct. $4400 full coverage through $2750 just drivetrain & seals.
04' C2 24k miles.
Just thought I would keep info flowing through this thread.
Total protection plus : Par k place porsche
i paid 3k for 3 yr supreme full warranty, invoice by porsche . i have a 2001 20k miles . this i think is the better one on the market, porsche claims they give no problems. i only have great things to say about them. i specifically mentioned the ims issue and yes they are aware of it.
I have NO idea how good Fidelity Warranty Services is but, I just paid $3000 for a 3yr/36,000 mile the "platinum" warranty through the Porsche dealer where I purchased my '03 C4S w/ 20,000 miles on the clock. My main fear was either RMS or IMS failure. No idea how good a company they are, but, I do know the warranty is transferable and is accepted at a considerable number Porsche dealers.
Here's the web site:
http://fidelitywarrantyservices.com/
I did some searching on extended warranty while looking for my car. All after market warranty companies have complaints against them, without exception. The two that seems to be better than others are Easycare and carchex. Both quoted me ~$3300 for 2yr. 24K miles for 02-03 996 c2 with 40K miles.
A friend of mine bought a Range Rover and got Carchex. Worked out for him, I swear that thing hasn't been out of the shop for 2 weeks in the 6 month he's owned it. Carchex was pretty good in covering the repairs.
Personally, I'd pass on aftermarket warranties. In every case where friends of mine have dealt with claims, the consumer ends up on the short end of the stick.
If you read the fine print of Easycare ultimate care bumper to bumper, they exclude a lot of things that actually break and cover the items that typically never break. One of my friends had a thermostat go bad under the Easycare policy. They covered the bare minimums and they tried to excluded many of the necessary items to get him running. Example, they only covered him for 1 gallon of anti-freeze, even though the car required 2. They also wanted to deny other items that were damaged due to their covered part.
Another buddy of mine had an add-on warranty he purchased from the dealer. After making his final payment on the car and warranty, he actually had an issue with the car. When he went to file a claim, he was informed the warranty company went out of business. No refund or warranty reimbursement. Nada!
All in all if you do go aftermarket, go for the largest company you can find, but read the fine print to be sure you are okay with what little they will cover for the price they charge. In reality, it is a false sense of security IMHO.
I've had extended warranties on the last half dozen cars I've owned, plus my son's car and mother's car. Every one of them has paid back at least their cost, and in most cases double or triple. And that's without something major like an engine or transmission replacement. I'd never drive a European car without one. The one time I went bare, on a BMW, I ended up with a repair bill for as much as the car was then worth, and I know from having had the same thing go wrong on another BMW that the warranty would've covered it if I'd had one.
Most of my warranties have been through Old Republic, but unfortunately they don't write warranties on Porsche. I will either go through Warranty Direct or Fidelity (
not to be confused with US Fidelis,
which has a ton of complaints against them). The Porsche dealer here sells Fidelity. Fidelity's Platinum is a true exclusionary warranty, with a very short list of exclusions. EasyCare's "bumper to bumper" appears to be just a very extensive "named item" warranty, and those have many more exclusions by nature. If the only concern is total engine failure due to IMS bearing, or whatever other parts also cause it beside the bearing, then it doesn't matter. But to really get your money's worth out of an extended warranty you want it to cover as many other failures as possible. The exclusionary warranties would cover the A/C, all electronics, the PCM/radio, PSE, PSAM, you name it.
I put my Fidelity Warranty Services warranty that my Porsche dealer sold me to the test last week. They covered the rear spoiler on my Turbo without a fuss. If it wasn't uder warranty, then my pocket would be $2200 lighter. That warranty item alone paid the cost of the extended warranty and then some.
///Michael
just got 3/36 EasyCare w/250 deductible for my 03 C2 (54k mi), paid ~3700.
That's the best I could get after calling about 10 places. Prices seem higher in CA than elsewhere.
I couldn't get TotalCare from EasyCare. Was told that since my '02 (w/44K miles) was out of the original factory warranty - although it is still on the CPO) I had to get StatedCare or Primary Care.
Was quote with a $500 ded. $3455 for Stated and $2,935 for Primary. for 3/36.
I also called AAA and got $2,888 for 4/48. I need to call them back and get a copy of the policy. Actually, I should just do that with both companies.
Also, is it me or can anyone else not get to the web site for Fidelity Warranty Service? (
www.fidelitywarrantyservices.com/
). I can see a cached site, but can't get a live site.
wierd - I was able to get a total care on my 02 with 55k miles. Did you get yours after the new year - I remember there being a cutoff, which is why I got mine in dec 09.
I am able to get to the Fidelity site -
http://fidelitywarrantyservices.com/
My cost for the warranty was ~$3000 for 3yrs/36000miles ($100 deductible). I purchased the warranty in San Diego (where I bought my car) last week. Odd that your cost is higher
I just called up on Saturday. They said couldn't get TotalCare since it wasn't under a factory warranty and I came back with that it was, with the CPO. They said, no - the original 4/48 or what it was.
From what I've heard about some of these warranties, I may get a different response from a different person - who knows.
Yup - able to get to Fidelity now.
Fidelity replaced a clutch switch for me with no hassles. I bought it, like others, via Porsche dealership. $3,500 includes 9% sales tax, 4yr/48K miles, $100 deductible, platinum coverage (everything included save for typical maintenance items like batteries, brake pads, etc).
From Fidelity's website it looks like you can only purchase via a dealership. If I bought my car from a private seller it sounds like Fidelity os not even an option. Can anyone confirm?
I bought my Turbo from a Credit Union, but I had a Porsche dealer perform the PPI. After I bought it, the dealer sold me the Fidelity warranty.
///Michael
Couple of years on the vehicle and 20K extra miles makes a difference. I didn't pull the trigger but got quoted: $500 ded. $2,935 for Primary. for 3/36 ('02 C4S 44,000 miles).
You've got a better deductible, lower premium (by almost $300/year) and one more year.
Warranty Update: I had my first EasyCare warranty claim a few weeks ago. Alternator went to the tune of $1600 (the repair included an ignition switch). EasyCare took care of it w/o any drama whatsoever. My indie said they didn't bat an eye at the cost.
They kind of screwed me on all but $60 of the towing because I didn't use one of their preferred vendors (dang fine print), but otherwise I'd have to say it was a pretty good experience.
Troll...just revived another old thread. Same post too.
imadickhead
User
Join Date: Jun 2014
Posts: 7
Wewillbreakyourcar.com seemed legit. Called other companies and they had the best coverage for my 911. So far they replaced my suspension and it was over $3k.
Im sorry to revive this thread. But I have got 3 emails of people in the last few weeks asking why I said stay away from Endurance on the second post to this thread. This was back in 2010. I have no idea other than perhaps I read a lot of bad reviews. I remember doing the research and I was all over the place reading about all warranty companies.... I cant remember exactly why. I can only assume it was due to what I had read.
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