Boxster Insurance - Page 2 - Boxster/Cayman - PistonHeads UK

Any recommendations for insurance for a little 987?

Mine just cost me £177 with Direct Line. Age 43, 5000 miles a year, fully comp, full NCD, very low excess, inc vandalism cover. Costs me more to insure that than the Citroen C2 work hack.

The real problem I think I'm having is that I don't have any NCB as it's an additional car to the family.

Always found Admiral or Elephant the cheapest for me. Had 1 years NCB when I first got it at 24, 12months was around £800, has now halved with 4years NCB

rigster2 said: Mine just cost me £177 with Direct Line. Age 43, 5000 miles a year, fully comp, full NCD, very low excess, inc vandalism cover. Costs me more to insure that than the Citroen C2 work hack. That is cheap. I'm with Direct line for one car but they wanted over £300 for my 986 Boxster S. 9 yrs NCB, aged 50. BUT, no garage, which put the premium up a fair bit I expect even though it's not a 'risky' area.

ianwayne said: That is cheap. I'm with Direct line for one car but they wanted over £300 for my 986 Boxster S. 9 yrs NCB, aged 50. BUT, no garage, which put the premium up a fair bit I expect even though it's not a 'risky' area. Don't bank on that. I moved from a place with a garage to one without one (until it's built) & premiums went down. Granted better it's a better area but when I spoke to them they reckon the risk is lower parked on a drive as the fire risk goes down!

Dave_ST220 said: Don't bank on that. I moved from a place with a garage to one without one (until it's built) & premiums went down. Granted better it's a better area but when I spoke to them they reckon the risk is lower parked on a drive as the fire risk goes down! My house insurance went down when I offered to park the GT3 on the drive for the same reason! Don't underestimate your bank. I am with Halifax and their insurance, when priced direct, was 20% cheaper than everyone else. This was not the case when using compare sites. Simple truth is that these firms are balancing risk and they change their pricing structure all the time depending up the risk profile of their aggregate policies. Too many pensioners, lower premiums for the under 35's. To many women, lower for men etc. Ideally they want a risk profile that is as diverse as possible unless as a firm they are specialists (which the big boys are not). In this instance there is no short cut to devoting a few hours to research. Good luck

I did a lot of research and checking and found this insurance postcode risk list online: http://www.carinsuranceexplained.com/car-insurance... It's 6 months old now but probably a fair reflection. Bradford for instance has the lowest risk possible areas, A (BD23 and BD24) to the highest, F and even 'refer.' York is all A or B, Manchester is E,F or refer. My area is B. Nevertheless, Direct line required a lower premium on my TVR Chimaera than the Boxster S despite it having a non-cat1 immobiliser, no ABS, no airbags, etc. Go figure! (Both cars cost the same within £200.) I ended up insuring the Boxster with Locktons on a collectors, low mileage policy not requiring NCB.

I moved the same car mid way through a policy from PR9 (D) to SK10 (B). All else the same and yet my premium went up for the remaining term. List may be stale. Companies may be leaches. Perhaps both.

HappyBoxster said: I moved the same car mid way through a policy from PR9 (D) to SK10 (B). All else the same and yet my premium went up for the remaining term. List may be stale. Companies may be leaches. Perhaps both. Everything bar post code the same? They do seem to take the piss if changing mid term.

The Moose said: The real problem I think I'm having is that I don't have any NCB as it's an additional car to the family. Try Swiftcover, they will allow you to mirror your existing NCD onto the Boxster.

homerdog said: The Moose said: The real problem I think I'm having is that I don't have any NCB as it's an additional car to the family. Try Swiftcover, they will allow you to mirror your existing NCD onto the Boxster. Thanks for that. Will have a look tomorrow. Any companies covering track day/ring cover also??

Swift cover don't like me!

Have a look at the insurance section on boxa.net there are a couple worth a try there. I've been with a plan which you have tondo via the Bletchley office for 2 years now. No problem with mods. Just ring or email them in and they are added.

Insured myself (44) and wife with FC, legal cover, lost key cover and extended hire car on my 2007 3.4 987s for £280 via AXA with low excess. Just used confused. Watch out for low quotes with £900+ excesses. Was £100 cheaper than my 2001 MR2 Roadster!!!

The Moose said: The real problem I think I'm having is that I don't have any NCB as it's an additional car to the family. Elephant was the cheapest for me without NCB either and as an additional car. 987 too.

ianwayne said: I did a lot of research and checking and found this insurance postcode risk list online: http://www.carinsuranceexplained.com/car-insurance... It's 6 months old now but probably a fair reflection. Bradford for instance has the lowest risk possible areas, A (BD23 and BD24) to the highest, F and even 'refer.' York is all A or B, Manchester is E,F or refer. My area is B. Nevertheless, Direct line required a lower premium on my TVR Chimaera than the Boxster S despite it having a non-cat1 immobiliser, no ABS, no airbags, etc. Go figure! (Both cars cost the same within £200.) I ended up insuring the Boxster with Locktons on a collectors, low mileage policy not requiring NCB. BD23 is the middle of the Yorkshire Dales FYI. That's why its cheap Manchester & Bradford or completely black listed by a lot of insurers. Moving from Manchester to Glasgow (both outskirts of city center) my insurance halved!

Dave_ST220 said: HappyBoxster said: I moved the same car mid way through a policy from PR9 (D) to SK10 (B). All else the same and yet my premium went up for the remaining term. List may be stale. Companies may be leaches. Perhaps both. Everything bar post code the same? They do seem to take the piss if changing mid term. Everything the same.

So, Admiral and a multi-car policy are in the lead, with my 9 years NCB on the Boxster and starting from scratch on the other car. However, it'd be nice to have trackday/ring insurance. Any suggestions? I'll be calling A Plan tomorrow who come highly recommended.

Mine is with Asset Trust through TIPEC, the clubs insurer. 6K agreed value, second car, no NCB accrued or given as normal classic policy. Not garaged, parked on drive with 56 Yr main driver wife + 1 driver. £436 this year.

I got Admiral to 'mirror' my no claims across when I bought my Boxster 3 years ago. Was on multicar policy initially but renewal was silly money the following year - I've been with them every year since but use a comparison site to get individual quote references as premium and excess lower this way and then call Admiral to take out the policies.

If you try a plan make sure you check boxa and contact the named specific office.

cayman 2012 5000 miles per year garaged £180 hastings direct cheap as chips