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YOUR RESEARCHBuying a porsche 996 at an early age
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Replace since my days :roll
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Suggestion
May not suit your budget or aspirations but why not look at a 3.2 or 964 (check for oil leaks).
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Suggestion · Original poster
Does anyone recommend me a model of a 996 that is cheaper to insure than another one?
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Hello everyone, i'm looking on advice on buying a 996 porsche for around 25,000. I was wondering what the reliability is like? I'll be using it twice a week to drive from university in london to my parent's home in Kent + other lil journeys... so like 13,000 miles a year max. Also, does anyone know if i could get the
insurance
down to £1500 fully comp? I can get it to about 1500 third party and theft! Also i'm only 20 and 21 in May so insurance is gonna cost kinda alot! I'm looking to sell my Peugeot 106 - 52 plate to pay for the insurance lol.
Thanks for any help.PS: I would of wanted the Cayman because of the price and the nearer looks to a 911 than the boxster has but it has only just come out and i'll doubt i could get it for that cheap!
Migration info. Legacy thread was 134187
The only way I can see you getting your
insurance
down to £1500 fully comp, is if you have enough cars in the family to organise a family fleet policy. I have to wait until my wife was 25 last year, before I could add her to my insurance.
Reliability wise you will be fine, you should get a '99 model for that money. You can still warranty these cars with Porsche for £895 a year.
Welcome to the forum!
Migration info. Legacy thread was 134189
Without a fleet or business policy you generally have to be at least 30 and have some performance car experience before anyone will insure you at a sensible premium fully comp.
That said - if you can afford £25k on a second-hand car at university why are you worrying about
insurance
costs?!?
Migration info. Legacy thread was 134202
Not strictly true, I insured my Cayenne at 27 for £600 PA fully comp and new 911 at 28 for £1K fully comp. Started driving at 20 I think and first 5 years on company car policy.
That said a 911 at 21 might be very difficult to insure under own steam.
Migration info. Legacy thread was 134221
If you already have insurance down to £1500 TPFT, I'd say you are doing well. I don't know if anyone would give you nearly as good a quote as that for fully comp. Tho' I am surprised an insurance company has agreed to insure you for TPFT as I thought a Group 20 car, such as a 911, couldn't be insured for anything other than fully comp.
Damian - agree with you, I was used to a life of night buses and hitching lifts of the wealthier students in their Fiat Panda 900's or even Ford Escort 1.0L's!!
~ Maxie
Migration info. Legacy thread was 134276
I had my Turbo at 23 value of 45k for just under £1400 fully comp
Your best bet is to pick a perant with a big no claims and have them as the main driver (they may have to be registered keeper) with you as a named
Insure one of your other cars with direct line and have you self as a named driver and you will earn a no claims discount.
Then wait till you're 25.
Migration info. Legacy thread was 134277
lol i'm just sick of driving my 106 and as i look at cars to buy i keep wanting more and more! I'll probs get my new car [hopefully a 911] at the end of this year or beginning of next and i have a private number plate that begins with T*** *** so a 1999 reg would be ideal.
Does anyone recommend me a model of a 996 that is cheaper to insure than another one? & Also are porsche parts really that expensive? & Most of my friends at uni are stuggling with money, it's a bad situation sometimes when you're saving up for your next pint.. i was in that position for a while but my job has sorted me out =) Thanks for the help all.. i can't wait untill i get my new car.. worse come worse i could get a Cayenne but driving that around london maybe a nightmare with parking.
Migration info. Legacy thread was 134349
ps: we have 5 cars currently in our household so insuring all of them onto one company is a good idea.. thanks fo that =)
Migration info. Legacy thread was 134353
As 996s go the Carrera 4 is the cheapest - although some insurers won't differenciate between that and a standard Carrera.
Migration info. Legacy thread was 134356
May not suit your budget or aspirations but why not look at a 3.2 or 964 (check for oil leaks). The latter has abs etc but they can be much cheaper to buy. 3.2 is an old car and has no power anything except windows but is supposed to be V reliable. 964 offers a lot of car for the money if you get the right one. They were the out of favour 911 variant for quite some time.
Will all be horrors to insure at 21 but buy in price will be a lot lower.
Migration info. Legacy thread was 134357
One thing to consider - owning a 996 won't make you any friends whilst at university - locals and other less fortunate students resent that sort of thing unfortunately so don't be surprised if it gets vandalised, stolen or you get done over - I've seen it happen a few times whilst I was at uni :roll:
.
Migration info. Legacy thread was 134361