The Ultimate Insurance Thread??

There are so many threads about insurance costs that I thought it might be a good idea to have a standard template covering all the requirements, so that a better comparison can be made between quotes. If you think I have forgotten any important elements, please let me know and I'll add them to the template. These are the details of my insurance. Once we get a decent number of replies, I'll probably move this thread to the FAQ section as a permanent record. Car: 1998 Carrera 2 Tiptronic Renewal Date: November 2006 Age: 54 Postcode: SL6 8 Occupation: Company Director No Claims Bonus: 7+ years Protected: Yes Where Kept Overnight: In locked garage Cover: Fully Comprehensive Drivers: Self and spouse Licence held/time: Full/37 years Useage: Social Domestic, and Pleasure + Business use Mileage limitation: 12000 pa Legal Protection: Yes European Cover (days free): 3 Breakdown Cover: No Guaranteed Courtesy Car: No Accidents: 1 minor at-fault (Dec 05) Convictions: 1 x SP30 (2003) Tracker required: No Insurance Company: Privilege Premium: £615 Excess (Accident and theft): £650 Notes: Recently insured both daughters with Tesco. Seem to be very competitive for young drivers at the moment. Template - Highlight the text below by left-clicking your mouse button and dragging the cursor over the text to highlight it. Press and hold the "Ctrl" key and press the "C" key to copy the text to your clipboard. Post a reply, and press the "Ctrl" and "V" keys to paste the text into the post. Car: Renewal Date: Age: Postcode: Occupation: No Claims Bonus: Protected: Where Kept Overnight: Cover: Drivers: Licence held/time: Useage: Mileage limitation: Legal Protection: European Cover (days free): Guaranteed Courtesy Car: Breakdown Cover: Drive other cars (3rd Party): Accidents: Convictions: Tracker required: Insurance Company/Underwriter: Premium: Excess (Accident and theft): Trackday cover included: Notes:

Hi Richard, Great idea - my details as follows. Car: 1998 Carrera 2 Manual Renewal Date: October 2006 Age: 27 Postcode: EC1 Occupation: Finance No Claims Bonus: 5+ years Where Kept Overnight: Secure underground carpark with CCTV Cover: Fully comprehensive Drivers: Self only Useage: Social domestic and pleasure Mileage limitation: 5k per annum (guide only) Legal Protection: No Accidents: None Convictions: None Tracker required: None Insurance Company: Norwich Union Premium: £2634 Excess (Accident and theft): £920 Notes: I had substantial difficulty finding an insurer as part of my driving history, despite being unblemished, is in Australia. Norwich Union was one of the few insurers who were interested. Premium was very expensive but looking forward to finding cheaper insurance this year. Cheers, Nathan

Great idea Rich...here goes:- Car: 2001 996 C4 cab 'tip Renewal Date: March 2007 Age: 31 Postcode: N2 Occupation: Property No Claims Bonus: 2 yrs Where Kept Overnight: Locked Garage Cover: Fully Comprehensive Drivers: Self only Licence held/time: Full/4years Useage: Social domestic and pleasure Mileage limitation: 5,000 miles pa Legal Protection: Yes Accidents: 1 minor at-fault 2005 Convictions: None Tracker required: Not unless vehicle is > £75k (I do have a Tracker Horizon) Insurance Company: Academy insurance (Norwich Union) Premium: £1,750 Excess (Accident and theft): £500

Car: 2000 Carrera 4 Cab Renewal Date: March 2007 Age: 39 Postcode: ST8 Occupation: Project Manager (IT) No Claims Bonus: 11+ years Where Kept Overnight: Garaged Cover: Fully Comp Drivers: Self & Spouse Licence held/time: 22 years Useage: SDP & Commuting Mileage limitation: 10,000 Legal Protection: Yes Accidents: Spouse - x1 at fault, 2004 (£1,000) Convictions: Self - x1 SP30 Tracker required: No Insurance Company: Academy Premium: £700 Excess (Accident and theft): £550

Richard It may be worth considering adding "No Claim Bonus Protection" to your template. Terry Edit: Cheers Terry, have done so now.

Car: 1999 996 C2 manual Renewal Date: Mar 08 Age: 43 Postcode: RH6 Occupation: Director No Claims Bonus: 6 yrs Where Kept Overnight: on drive Cover: fully comp Drivers: me and wife Licence held/time: 24 yrs Useage: 6k SD&P Mileage limitation: n/a Legal Protection: yes Accidents: no Convictions: no Tracker required: no Insurance Company: Churchill Premium: £900 Excess (Accident and theft): £500 Notes: Tracker fitted anyway

Renewal Date: 01/09/2007 Age: 34 Postcode: CW2 Occupation: Contracts Manager No Claims Bonus: 6 years Protected: No Where Kept Overnight: Locked driveway Cover: Fully Comp Drivers: Me and girlfriend Licence held/time:15 years Useage: Social domestic and commuting Mileage limitation: None Legal Protection: Yes Accidents: No-I claim for vandalism £8k Convictions: Traffic light violation 3 points Tracker required: Yes Insurance Company: Endsliegh Premium: £550 Excess (Accident and theft): £400 Notes: Will be more next years asI have claimed for the vandalism.

Car: 2003 C2 Coupe Renewal Date: 8/2/08 Age: 40 Postcode: DE72 Occupation: Control Systems Engineer No Claims Bonus: 9+ Protected: Yes Where Kept Overnight: Locked driveway Cover: Fully Comp Drivers: Me + Girlfriend Licence held/time: 23 Years Useage: SDP+Buisness Mileage limitation: 10000 Legal Protection: Yes Accidents: None Convictions: None Tracker required: No Insurance Company: More Than Premium: £515 Excess (Accident and theft): 400 & 400 Notes: Free 1st year recovery Paid extra £20 for 50K legal and £20 for 40K death cover so would be cheaper still without. www.moneysupermarket.com

Car: 2002 Carrera 4 Coupe Renewal Date: Sept 07 Age: 49 Postcode: HP10 Occupation: Self-employed IT consultant No Claims Bonus: Maximum Protected: Yes Where Kept Overnight: Driveway Cover: Fully Comp Drivers: Just me! Licence held/time: Full / 32 years Useage: Social domestic & pleasure Mileage limitation: 10,000 Legal Protection: Yes Accidents: None Convictions: None Tracker required: No Insurance Company: Admiral Premium: £340 Excess (Accident and theft): £500 Notes: Part of a multi-car policy.

Good idea Richard ... Extra fields suggested ... european cover include (days) and whether courtesy car provide in event of the worst. Car: 996 C2, 2000 Renewal Date: 15/4/07 Age: 44 Postcode: IP Occupation: Managing Director No Claims Bonus: 9+ years Protected: Yes Where Kept Overnight: Driveway Cover: Comp Drivers: Me + wife Licence held/time: 26 years (crikey!!) Useage: SD&P & Class 1 business use Mileage limitation: 12,000 Legal Protection: Yes Accidents: 1 at fault 3/8/05, 1 non-fault 5/8/05 (was a bad week!!) Convictions: No Tracker required: Not required, but have it Insurance Company: Norwich Onion via Academy Premium: 500 - includes 90 days european cover and courtesy car Excess (Accident and theft): 500 Notes: Current insurer (Frizzells) wanted 1323 for same !! Lowest quote was SwiftCover (388), but they wouldn't protect my ncb due to 1 at fault accident, had 1000 excess and non european cover. Interestingly Direct line was 100 more than priviledge ("You don't have to be Porsche to be Priviledge"), who they own. Also, Priviledge's on-line system quoted me 80 more for my Carrera (2) than a Carrera 4 !!

Worth adding Broker and Insurer/Underwriter as seperate in the template: e.g. Like Diesel130, I'm with Academy but my insurer is NIG and his is Norwich Union (or Norwich Onion as he calls them [ ]) Sorry, can't contribute as I have one of those mid-engine Porsche Edit: Thanks Kish & Diesel. I've also added breakdown cover.

Car: 996 C2 2003 Renewal Date: Feb 2008 Age: 37 Postcode: SA2 Occupation: Company Director No Claims Bonus: 18yrs Protected: Yes Where Kept Overnight: Locked drive Cover: Fully comp. Drivers: Me and girlfriend Licence held/time: 19yrs Useage: Commute, social and domestic Mileage limitation: None Legal Protection: Yes Accidents: None Convictions: None Tracker required: Tracker Monitor (£109 p.a.) Insurance Company: Direct Line Premium: £612 Excess (Accident and theft): £500 compulsory + £500 voluntary Notes: 90 days European cover.

Car: 2001 carrera 4 cab tiptronic Renewal Date: July Age: 50 Postcode: dh9 Occupation: it consultant in public sector No Claims Bonus: 5yrs + protected Protected: yes Where Kept Overnight: driveway Cover: fully comp Drivers: self and spouse Licence held/time: 33yrs Useage: social, pleasure, domestic and business use Mileage limitation: 8000 Legal Protection: yes European Cover (days free): no Guaranteed: Courtesy Car: yes Breakdown Cover: no Accidents: i minor single vehicle2002 Convictions: none Tracker required: yes basic Insurance Company/Underwriter: Aone/NIG Premium: 680 Excess (Accident and theft): 500 Notes: same cover offered from supercar insurance (advert in porsche post) needed to negotiate pro rata refund if policy cancelled with NIG

Car: 2003 carrera 2 Renewal Date: October Age: 32 Postcode: ME9 Occupation: Company Director No Claims Bonus: 5yrs + protected Protected: yes Where Kept Overnight: driveway (but tend to put it in garage) Cover: fully comp Drivers: self and spouse Licence held/time: 14yrs Useage: social, pleasure, domestic and business use Mileage limitation: 12000 Legal Protection: yes European Cover (days free): 60 Guaranteed: Courtesy Car: yes Breakdown Cover: no Accidents: None Convictions: 1x SP30/3pts Tracker required: no Insurance Company/Underwriter: Direct Line Premium: 935 Excess (Accident and theft): 250 Notes:

Car: 2004 Carrera 2 Renewal Date: Januray 07 Age: 35 Postcode: SY4 Occupation: Tech Manager No Claims Bonus: 7yrs+ Protected: Yes Where Kept Overnight: Garage Cover: Fully Comp Drivers: Self and spouse Licence held/time: 17yrs Useage: Social, pleasure, domestic Mileage limitation: 10000 Legal Protection: Yes European Cover (days free): Unsure Guaranteed: Courtesy Car: No Breakdown Cover: No Accidents: None Convictions: None Tracker required: No Insurance Company/Underwriter: A-Plan Premium: 549 Excess (Accident and theft): 250? Notes:

Car: 1999 Carrera 4 LHD Renewal Date: May 07 Age: 42 Postcode: SS12 Occupation: Engineer No Claims Bonus: 7+ years Protected: Yes Where Kept Overnight: Garage Cover: Fully Comp Drivers: Self and spouce Licence held/time: 24yrs Useage: Social domestic and pleasure + to and from work Mileage limitation: 5000 Legal Protection: Yes European Cover (days free): 90 days Guaranteed: Courtesy Car: 14 days Breakdown Cover: No Accidents: No Convictions: 6 points (2 x SP50) Tracker required: No Insurance Company/Underwriter: NIG Premium: £630 Excess (Accident and theft): £500 Notes: I just imported the car and I needed cover on the vin number until I get it registered. They offered 30 days cover on the vin number.

wibble

Car: 2001 carrera 4 cab tiptronic Renewal Date: July Age: 51 Postcode: dh9 8 Occupation: it consultant in public sector No Claims Bonus: 5yrs + (60%) Protected: yes Where Kept Overnight: driveway Cover: fully comp Drivers: self and spouse Licence held/time: 34yrs Useage: sdp and commuting Mileage limitation: 8000 Legal Protection: yes European Cover (days free): unlimited Guaranteed: Courtesy Car: yes for 14 days Breakdown Cover: no Accidents: 1 minor single vehicle oct 2002 Convictions: none Tracker required: not sure but basic tracker fitted Insurance Company/Underwriter: SAGA Premium: £493 Excess (Accident and theft): 300 Notes: policy also includes cover for any driver with full licence to drive your vehicle in medical / motoring emergency. Up to £300 emergency accommodation and / or to get you home following an accident.

Just found this thread and thought I ought to mention something which may well interest those who have an imported i.e.non UK spec car. I have recently found out that mine is not a C16 and as such doesn't have a Thatcham Cat 1 alarm system and as such is NOT covered for theft by my insurer, Norwich Union. My broker reckons that none of the main stream insurers cover cars without this alarm system, which has been standard in the UK for the last 10 years, for theft. Some of them also won't cover you for damage to your own car too, even if you were fully comp. Just thought I'd mention it. PS. Yes, I'm suing the supplying dealer! [ ]

Car: 2001 996 Carrera 4 Cabriolet (C16) Renewal Date: July Age: 33 Postcode: RG40 Occupation: Pilot No Claims Bonus: 5yrs + Protected: yes Where Kept Overnight: Garage Cover: fully comp Drivers: self Licence held/time: 16yrs Useage: sdp and commuting Mileage limitation: 7000 Legal Protection: yes European Cover (days free): yes (three months per trip) Guaranteed: Courtesy Car: yes for 14 days Breakdown Cover: yes Accidents: none Convictions: none Tracker required: not required but Tracker Retrieve fitted Insurance Company/Underwriter: Norwich Union (via Adrian Flux) Premium: £840 Excess (Accident and theft): £500 Notes: Free breakdown recovery in any EU country.

Hi My details - Car: 996 C2, 2000 Renewal Date: 16/06/07 Age: 40 Postcode: RG7 Occupation: Tech Director No Claims Bonus: 9+ years Protected: Yes Where Kept Overnight: Driveway Cover: Comp Drivers: Me + wife Licence held/time: 23 years Useage: SD&P & Class 1 business use Mileage limitation: 17,000 Legal Protection: Yes Accidents: 1 at fault 03, 1 flood 03 - both within protected ncb though Convictions: No Tracker required: Not required Insurance Company: Hastings Direct Premium: 650 Excess (Accident and theft): 500 Notes and warning: Admiral quoted £1100, Swiftcover was close to £650 but wouldn't do protected NCB. *** However, as I found out last week when my car went into Porsche for some minor repairs, Hastings would not cover a Porsche as a courtesy car. After several phone calls it turns out that Hastings policy (which is not written down anywhere in their literature) is to only cover courtesy cars under £20,000 in value. I'm not sure how they can ever cover a courtesy car for porsche, bmw, mercedes, jaguar etc... The garages apparently now no longer provide insurance for their loan cars - so being insured with Hastings means I am unable to get my car serviced easily! I am trying to find out what happens in the event of an accident, since my chosen repair garage would of course be Porsche - who would then provide the loan car! *** If I change insurance - has anyone tested their insurance company's courtesy car policy?

Car: 2000 C2 Renewal Date: June 2007 Age: 51 Postcode: TA13 Occupation: Self-employed NCD: 9 yrs + Protected: Yes Where Kept Overnight: Garage (but cover on "On driveway" basis) Cover: Fully Comp Drivers: Self and spouse Licence held/time: 34 Useage: Class 1 Mileage limitation: 10,000 Legal Protection: Yes European Cover: Yes (90 days any one trip) Courtesy Car: Yes Breakdown Cover: No Accidents: None (see notes) Convictions: None Tracker required: No Insurance Company/Underwriter: NU (via Marsh/Porsche Ins Services) Premium: £445 Deductible: £350 Notes: Two accidents in 2005, but both fault/no claim - 100% settled directly through 3rd parties' insurers.

Car: 2003 996 C2 Tip Conv Renewal Date: October 2007 Age: 53 Postcode: RM11 Occupation: IT Consultant No Claims Bonus: 9+ Protected: Yes Where Kept Overnight: Drive Cover: Comp Drivers: Self + spuse Licence held/time: 35 Useage: SDP+own business Mileage limitation: 10k Legal Protection: Yes European Cover (days free): 30 days Guaranteed: Courtesy Car: No Breakdown Cover: No Accidents: 1 claim Feb 07 (by son on my insurance) Convictions: 0 Tracker required: No but have obne fitted Insurance Company/Underwriter: More Than Premium: £595[ ] Excess (Accident and theft): £500 Notes: £75 glass

Shaunconn *** However, as I found out last week when my car went into Porsche for some minor repairs, Hastings would not cover a Porsche as a courtesy car. After several phone calls it turns out that Hastings policy (which is not written down anywhere in their literature) is to only cover courtesy cars under £20,000 in value. I'm not sure how they can ever cover a courtesy car for porsche, bmw, mercedes, jaguar etc... The garages apparently now no longer provide insurance for their loan cars - so being insured with Hastings means I am unable to get my car serviced easily! I am trying to find out what happens in the event of an accident, since my chosen repair garage would of course be Porsche - who would then provide the loan car! *** Interesting point. I've previously owned various expensivish cars (>£30k) and none of my previous insurance companies (Tesco, RSA, NU) have complained about a merc or bm as a courtesy car.

Car: 2002 C4s Renewal Date: Sept 2007 Age: 32 Postcode: wv1 Occupation: civil No Claims Bonus: 8 Protected: no Where Kept Overnight: drive Cover: comp Drivers: 2 Licence held/time: 14 Useage: sdp communting Mileage limitation: 10000 Legal Protection: yes European Cover (days free): never asked Guaranteed: Courtesy Car: no Breakdown Cover: no got AA Accidents: jan 05 non fault, may 05 non fault, sept 07 fault[ ] Convictions: none Tracker required: no Insurance Company/Underwriter: elephant Premium: £1100 Excess (Accident and theft): £350 Notes remium should have been around £1000 protected but due to the fault acc it went up quite a bit thats why i decided not to protect the bonus this year. Not a bad price as others were quoting around 2k[ ]

Car: 1998 C2 Tiptronic Renewal Date: 21/11/07 Age: 55 Postcode: SL6 Occupation: Company Director No Claims Bonus: 7+ years Protected: Yes Where Kept Overnight: In Garage Cover: Fully Comprehensive Drivers: Self & Wife Licence held/time: 38 years Useage: SDP & Business Class A Mileage limitation: 12000 Legal Protection: Yes European Cover (days free): 90 Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 1 minor at-fault 02/06 Convictions: 1 SP30 01/03 Tracker required: No Insurance Company/Underwriter: Academy (0800-1074277)/Norwich Union Premium: £495 Excess (Accident and theft): £500 Notes: Renewal from Privilege was £577, and didn't include courtesy car and the European cover was not as comprehensive. NU gives up to 3 months cover per trip in Europe, as many trips as you like.

Richard - well done - £5 less than mine!

Probably the "benefit" of being an old f*rt like me - £5 off! I'd prefer to pay the fiver and have the years back! [ ] [ ]

A bit obscure but does anyone know of an insurance company that will insure my 2003 c4s for laid up cover. It's the subject of a court case but is in my garage and i should insure it, against fire only would suit me. Thanks.

Tricky one because most insurers won't want to know, but give these people a try:- http://www.adrianflux.co.uk/

Thanks Mercurial, just called them.....£525 for laid up cover in my garage, fire and theft!! Only cost £900 for me and the wife fully comp to use it on the road, never mind. Thanks anyway.

I have to renew on the 23rd of this month. 35yrs old Female Full NCB protected 3pts Sp30 3 years ago: 78mph on M180[ ] Garaged DN9 postcode 5000 miles a year no business use Currently with AON, renewal has come through at £770 with the 1 mile garaging clause. Tesco £684, Morethan - refused. Norwich Union Direct £947.99 , Priveledge £712. Interestingly Priviledge had my registration plate as a Carrera 4 Convertible and a premium quote of £594, why is a C2 more to insure than a C4 convertible???? I have been tring to get a quote from Performance insurance direct but no reponse to my online enquiry & when I rang was told someone will ring me back and they haven't

Car: 996 C2 Carrera Tiptronic Renewal Date: 23/01/08 Age: 35 (Female) Postcode: DN9 Occupation: No Claims Bonus: 5+years? Protected: Yes Where Kept Overnight: In Garage Cover: Fully Comprehensive Drivers: Self & Partner Licence held/time: Useage: SDP Mileage limitation: 5000pa Legal Protection: European Cover (days free): Guaranteed Courtesy Car: Breakdown Cover: Drive other cars (3rd Party): Accidents: Convictions: SP30 (3 years ago) Tracker required: Insurance Company/Underwriter: Tesco Value Policy Premium: £509 Excess (Accident and theft): £625 Notes: For info, a few more that I rang: Swinton £815 Hastings Direct - refused to quote due to 3 year old SP30 A Quote - £820 (edited by Richard, formatted using the template - hope that's OK with you Veronica!)

Hello, this is my second year insuring this car. Its worth considering GAP insurance when buying from a dealer/indie to protect the value paid against the market value the insurer will want to pay in the event of a claim, there's more of this on the "Insurance Renewals Thread" on this forum. Car: C4S 911 Renewal Date: Jan 08 Age: 35 Postcode LN6: Occupation: Government No Claims Bonus: 9yrs Protected: Yes Where Kept Overnight: Brick built garage Cover: Fully Comp Drivers: Self only Licence held/time: 16yrs Useage: SDP + commuting and personal business use Mileage limitation: 5000 Legal Protection: Yes European Cover (days free): 90 days Guaranteed Courtesy Car: Yes Breakdown Cover: Not required Drive other cars (3rd Party): Yes Accidents: None Convictions: None Tracker required: Tracker Monitor fitted Insurance Company/Underwriter: Norton Insurance Premium: £535 Excess (Accident and theft): £500 Notes: I was assured prior to taking up this policy that in the event of a claim my car would be repaired at either OPC or a Porsche approved repairer, keeps value and warranties intact.

Car: 911 c4 tip may 2001 Renewal Date: 9 jan 2009 Age: 63 Postcode: wf5 9rb Occupation: director No Claims Bonus: 5yrs Protected: no Where Kept Overnight: drive Cover: f/comp Drivers: self Licence held/time: 40yrs Useage: soc/ dom/ pleasure/commute/buisness Mileage limitation: none Legal Protection: yes European Cover (days free): unlimited Guaranteed Courtesy Car: no Breakdown Cover: access yes,but to pay on use Drive other cars (3rd Party): yes Accidents: none Convictions: none Tracker required: no Insurance Company/Underwriter: NFU mutual Premium: £528 Excess (Accident and theft): £100 theft,£250 accident,£25 glass Notes riority- absolute minimum premium

Car: 911 c4 tip Nov 1999 Renewal Date: 5 May 2008 Age: 31 Postcode: SW17 Occupation: director No Claims Bonus: 5yrs Protected: Yes Where Kept Overnight: drive Cover: f/comp Drivers: self & Wife (27yrs old) Licence held/time: 13yrs Useage: soc/ dom/ pleasure/commute/buisness Mileage limitation: >5000miles Legal Protection: yes European Cover (days free): unlimited Guaranteed Courtesy Car: yes Breakdown Cover: no - have OPC Warranty inc breakdown Drive other cars (3rd Party): yes Accidents: none Convictions: none Tracker required: no Insurance Company/Underwriter: Bell Premium: £880 Excess (Accident and theft): £350 accident,£60 glass

Car: 2001 carrera 4 cab tiptronic Renewal Date: July Age: 52 Postcode: dh9 Occupation: retired No Claims Bonus: 6yrs Protected: yes Where Kept Overnight: driveway Cover: fully comp Drivers: self and spouse Licence held/time: 35yrs Useage: sdp Mileage limitation: 7500 Legal Protection: yes European Cover (days free): unlimited Guaranteed: Courtesy Car: yes for 14 days Breakdown Cover: no Accidents: none Convictions: none Tracker required: not sure but tracker retrieve fitted Insurance Company/Underwriter: SAGA Premium: £432 Excess (Accident and theft): £250 accident £100 theft £75 windscreen Notes: policy also includes cover for any driver with full licence to drive your vehicle in medical / motoring emergency. Up to £300 emergency accommodation and / or to get you home following an accident. Unlimited audio cover, personal belongings £1000 increased to £2000 month of December. Asset trust offered similar premium and excess under classic policy

Another year on and another renewal:- Car: 2000 C2 Renewal Date: June 2008 Age: 52 Postcode: TA13 Occupation: Self-employed NCD: 9 yrs + Protected: Yes Where kept overnight: Garage (but cover on "On driveway" basis) Cover: Fully comprehensive Drivers: Self and spouse Licence held/time: 35 Use: Class 1 Mileage limitation: 10,000 Legal Protection: Yes European Cover: Yes Courtesy Car: Yes Breakdown Cover: No Accidents: None (see notes) Convictions: None Tracker required: No Insurance Company/Underwriter: Groupama Premium: £439 Deductible: £350 Notes: Two accidents in 2005; both fault/no claim - 100% settled directly through 3rd parties' insurers. Accident 2007 (unavoidable damage to vehicle) - claim made - 100% (less deductible) settled by insurer

I might have the cheapest i have seen so far! i still can't beleive it and i've checked all the details twice. I have had a couple of boxters in the past but even they were way more than this. Car: 996 C4S Renewal Date: 11 2008 Age: 33 Postcode: EH51 Occupation: Project Manager No Claims Bonus: 5 and more Protected: Yes Where Kept Overnight: Driveway Cover: Comprehensive Drivers: Me and the misses Licence held/time: 16 years Useage: Mileage limitation: UPto 15000miles Legal Protection: Yes European Cover (days free): Didn't ask Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: 1 SP50 Tracker required: Yes Insurance Company/Underwriter: Direct line Premium: £ 380 [ ] Excess (Accident and theft): £ 350 Notes: That was after a little bit of haggling after an online renewal quote. Also just for the record swiftcover quoted £ 387 which was great as well ! but i have the misses car with DL so didn't really want to switch hense the quick phone call. Mac

Blimey Mac, that's a bargain. Another year comes around, and the premium is up, but because of the change in car: Car: 2000 996 Turbo Tiptronic Renewal Date: 21/11/08 Age: 56 Postcode: SL6 Occupation: Company Director No Claims Bonus: 8+ years Protected: Yes Where Kept Overnight: In Garage Cover: Fully Comprehensive Drivers: Self & Wife Licence held/time: 39 years Useage: SDP & Business Class A Mileage limitation: 12000 Legal Protection: Yes European Cover (days free): 90 Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 1 minor at-fault 02/06 Convictions: None currect Tracker required: No Insurance Company/Underwriter: Academy (0800-1074277)/Norwich Union Premium: £561 Excess (Accident and theft): £500 Notes: For the first year in many, I didn't bother to shop around.

Richard Thanks for the above - I phoned UA today and they have arranged better cover and saved me £300 on my renewal quote - [ ]

I do like a bargain and been stuck with Privilege for the past 3 years (Porsche and non-Porsche policies) because no other companies were coming close to their quotes. Under 30 with a 996TT in East London isn't the best combo for cheap insurance! However, the only company I rang this year was Academy on the recommendation of Richard, nice simple broker with polite people to help and that they did. Every year I pay around £1400 and Academy shaved this down to £1095 "" excellent! Until the documents arrived and didn't allow me to drive other cars as I am under 30, next best policy they could offer was £1500. So as much as this company never quotes me less than £2k, I am totally shocked to be insured with Admiral now: Car: 996TT Renewal Date: Dec 08 Age: 29 Postcode: E16 Occupation: Head of Professional Services No Claims Bonus: 7 years Protected: Yes Where Kept Overnight: Underground car park Cover: Compressive Drivers: Just me Licence held/time: 12 years Useage: SDP Mileage limitation: 10,000 Legal Protection: Yes European Cover (days free): 45 days Guaranteed Courtesy Car: No (£29.99 for the option) Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: N/A Convictions: N/A Tracker required: Not sure "" have one though Insurance Company/Underwriter: Admiral Premium: £1103 Excess (Accident and theft): £450 including £200 voluntary "" checked twice! Notes: Good to try the not so obvious companies sometimes!

Car: 996 C2 Tip 2003 Renewal Date: 30 Dec 08 Age: 39 Postcode: WD7 Occupation: Broker No Claims Bonus: 6 years Protected: Yes Where Kept Overnight: Front drive Cover: Comprehensive Drivers: Me and the Wife Licence held/time: 20 years Useage: SDP Mileage limitation: 10,000 Legal Protection: Yes European Cover (days free): ? Guaranteed Courtesy Car: ? Breakdown Cover: No Drive other cars (3rd Party): ? Accidents: N/A Convictions: N/A Tracker required: do not have one Insurance Company/Underwriter: Admiral Premium: £736.53 Excess (Accident and theft): £250 Notes: This is a multicar policy. I have a BMW 530 with them too.

Car: 996 C2 Tip S 2000 Renewal Date: Jan 09 Age: 36 Postcode: DN9 Occupation: Sales No Claims Bonus: 9yrs (but none needed for this policy as it is a Classic policy) Protected: N/A Where Kept Overnight: Garage Cover: Comprehensive Drivers: Me & Partner Licence held/time: 19yrs Useage: SDP Mileage limitation: 5,000 Legal Protection: Yes European Cover (days free): No Guaranteed Courtesy Car: No (£29.99 for the option) Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: N/A Convictions: SP30 Nov 2004 Tracker required: Not sure "" have one though but not active Insurance Company/Underwriter: Asset-trust Premium: £416 Excess (Accident and theft): £350 Notes: Tesco wanted £596 to renew (£500 xs). Next cheapest was Kwik Fit at £450 (750xs)- both standard policies with protected NCD

Car: 996 GT2 mk2 04 Renewal Date: Nov 08 Age: 45 Postcode: HA1 Occupation: Regional Manager No Claims Bonus: Full No claims Protected: YES Where Kept Overnight: Garage (alarmed) Cover: Comprehensive Drivers: Me Licence held/time: yrs Useage: private Mileage limitation: 5,000 Legal Protection: Yes European Cover (days free): 90 Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: N/A Convictions: SP30 sept 2008 Tracker required: yes Insurance Company/Underwriter: Premium: £695 Excess (Accident and theft): £600 Notes: adam of Nowell and Richards were the best price at the time(prices from 695 to 1500)

Car: 996 Carrera 2 Manual MY 1998 Renewal Date: 4 August 2009 Age: 57 Postcode: CM9 Occupation: Retired Director No Claims Bonus: 7+ Protected: Yes Where Kept Overnight: Garaged Cover: Fully Comp Drivers: Insured & Spouse Licence held/time: 40 Useage: SDP but with included Track Day Cover Mileage limitation: 7500pa Legal Protection: Yes European Cover (days free): 35 Guaranteed Courtesy Car: no Breakdown Cover: Available at extra £29 Drive other cars (3rd Party): Yes Accidents: None in last 5 yrs Convictions: None in last 5 yrs Tracker required: No Insurance Company/Underwriter: ClassicLineInsurance/ Brit Premium: £351 Excess (Accident and theft): £250 "" (Windscreen £60) Notes: Obtained this quote 2/09 as my current insurers will not give trackday cover. Although my renewal date is August, I shall terminate early and still save money whilst enjoying greater cover .

Car: 996 Carrera 4S Manual 2002 Renewal Date: Feb 09 Age: 27 Postcode: SW6 Occupation: Business Consultant No Claims Bonus: 8 years Protected: Yes Where Kept Overnight: Street Cover: Fully Comp Drivers: Insured + sister (11 years older) Licence held/time: Full/9 years Useage: SDP Mileage limitation: 7000pa Legal Protection: Yes European Cover (days free): can't remember Guaranteed Courtesy Car: no Breakdown Cover: None Drive other cars (3rd Party): Yes Accidents: None ever (touch wood ) Convictions: None ever (ditto ) Tracker required: No Insurance Company/Underwriter: Elephant.co.uk/not sure Premium: £804 Excess (Accident and theft): £600 & £300 (I think...) Notes: for some reason, all my quotes for the C4S and my Maser pervious to it, were all either < £1000 or >£2500, with nothing in between...v strange

After reading this thread I decided to shop around. Car: 2004 Targa Manual Renewal Date: 21/06/09 Age: 41 Postcode: RG1 Occupation: Manager No Claims Bonus: 9 years Protected: Yes Where Kept Overnight: Driveway / Private Property Cover: Fully Comprehensive Drivers: Self Licence held/time: 24 years Useage: SDP & Business Class A Mileage limitation: 12000 Legal Protection: Yes European Cover (days free): Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Accidents: 1 Water damage claim 10/05 Convictions: None Tracker required: No Insurance Company/Underwriter: Academy/Chaucer Premium: £700 Excess (Accident and theft): £500 Notes: I was previously insured by A-Plan/Markerstudy for £800 who want £850 to renew so this was a real result [ ] Nearest other quote was £780 with Mayfair/Groupama Strangely for my second car (Audi A3 Quattro) they couldn't come close!

Car: 996 Turbo manual (uprated suspension and brakes) Renewal Date: 9 Jul 09 Age: 35 Postcode: RG40 Occupation: Pilot No Claims Bonus: 8 years Protected: Yes Where Kept Overnight: Garage Cover: Comprehensive Drivers: Me Licence held/time: 18 years Useage: SDP only (no commuting) Mileage limitation: 6000 Legal Protection: Yes European Cover (days free): 30 Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: N/A Convictions: N/A Tracker required: Not required Insurance Company/Underwriter: Groupama (via A-Plan) Premium: £585 Excess (Accident and theft): £500 Notes: Were happy to negotiate for two cars. I have also insured my Range Rover with them very competitively. Best quotes elsewhere for the Turbo were around £850 for normal policies and £550 for classic cover (Hagerty).

Car: 2001 carrera 4 cab tiptronic Renewal Date: July Age: 53 Postcode: dh9 Occupation: retired No Claims Bonus: 6yrs Protected: yes Where Kept Overnight: driveway Cover: fully comp Drivers: self and spouse Licence held/time: 35yrs (+IAM this year which made no difference!) Useage: sdp Mileage limitation: 5000 Legal Protection: yes European Cover (days free): unlimited Guaranteed: Courtesy Car: yes for 14 days Breakdown Cover: no Drive other cars: 3rd party cover Accidents: none Convictions: none Tracker required: not sure but tracker retrieve fitted Insurance Company/Underwriter: SAGA Premium: £463.80 Excess (Accident and theft): 250 Notes: policy also includes cover for any driver with full licence to drive your vehicle in medical / motoring emergency. Up to £300 emergency accommodation and / or to get you home following an accident. Unlimited audio cover, personal belongings £1000 increased to £2000 month of December. Admiral offered cover with same excesses for £465.35p Saga price matched this as they were originally £20 dearer

Car: 996 C4 Coupe 3.4 Manual Renewal Date: June Age: 34 Postcode: SG6 Occupation: Management Consultant No Claims Bonus: 6 yrs Protected: Yes Where Kept Overnight: Garaged Cover: Fully Comprehensive Drivers: 1 Licence held/time: 17 yrs Useage: SDP Mileage limitation: 5k Legal Protection: Yes European Cover (days free): 90 days per trip, unlimited trips Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: None Tracker required: Yes Insurance Company/Underwriter: NU via Adrian Flux Premium: £391 Excess (Accident and theft): 350 Notes: PCGB discout (Yeay!) + Trackday cover included

Can the 968 fraternity join in?? Car: 1994 968 coupe tip Renewal Date: 28 November Age: 58 Postcode: TN26 3 Occupation: Retired No Claims Bonus: 9+ years Protected: No Where Kept Overnight: Locked garage Cover: Comprehensive Drivers: Self and Spouse Licence held/time: Full / 41yrs , Full/41 Yrs Useage: SDP Mileage limitation: 5000 (not a limit but is estimated annual useage on policy) Legal Protection: Yes European Cover (days free): 90 days Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: Nil past 5 years Convictions: Nil past 5 years Tracker required: no (have factory fitted alarm/immobiliser) Insurance Company/Underwriter: AA Insurance Services / SAGA Premium: £264.71 Excess (Accident and theft): £500 AD/Malicious damage, £100 Fire/Theft/Attempted theft, £75 glass Notes: Other car also insured with SAGA - but direct from their website, not via AA. Worth checking quote both ways - 968 quote was higher going direct, C270 higher though AA!! Routinely find confused.com gets best quotes for renewals.

Car: 2001 (02) 996 C4 Renewal Date: may Age: 37 Postcode: NG17 Occupation: Assurance Manager No Claims Bonus: 9yr + Protected: Y Where Kept Overnight: Garage Cover: Full/ business/ SDP Drivers: Me and the Mrs Licence held/time: 19yrs + Useage: as above Mileage limitation: 9000 Legal Protection: Y European Cover (days free): N Guaranteed Courtesy Car: Y Breakdown Cover: N Drive other cars (3rd Party): Y Accidents: N Convictions: N Tracker required: N!! (HAS ONE BUT NOT WORHT £150 P/A) Insurance Company/Underwriter: Admiral Premium: £385 p.a Excess (Accident and theft): £500 (inc £250 vol excess) Notes: Wanted to charge £17 p.a. for side skirts and if I fitted a fixed rear spoiler £15+ (go figure- doesnt matter if it was the GT2 monster or subtle aero one- will probably leave the active one) Craig

Car: 996c2 Renewal Date: sept 10 Age: 29 Postcode: ne15 Occupation: Director of gas No Claims Bonus: 11 years Protected: No Where Kept Overnight: Driveway Cover: Compressive Drivers: Just me Licence held/time: 11 years Useage: SDP Mileage limitation: 10,000 Legal Protection: Yes European Cover (days free): 0 Guaranteed Courtesy Car: no Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: N/A Convictions: N/A Tracker required: No Insurance Company/Underwriter: Kwickfit Premium: £1197 Excess (Accident and theft): £450 including £450 voluntary "" checked twice! Notes: Can claim back excess in event of bump to a max of £1000, also covered by non insured driver, but still need to pay excess and must go down as my fault no matter what and lose no claims. Only company that would ensure me, admiral and elephant close, but I used to have an bmw m3 with Kwickfit and to cancel my policy would have cost £386 so had to stay with them. Use money supermarket, because go compare and confused MILES away!

I took porsche insurance out today very good, very cheap, much cheaper than any insurance. You can get the number from your porsche dealer, all repairs only done by porsche. Incase you cant get to the dealer here is the number. 01462428150

Car: 996 2002 Targa Renewal Date: Sept 10 Age: 36 Postcode: BB1 Occupation: Teacher No Claims Bonus: None- Always been a named driver on husbands policy Protected: No Where Kept Overnight: Garage Cover: Compressive Drivers: Husband Licence held/time: 9 years Useage: SDP Mileage limitation: 10,000 Legal Protection: Yes European Cover (days free): ? Not sure Guaranteed Courtesy Car: yes Breakdown Cover: Yes Drive other cars (3rd Party): Yes Accidents: N/A Convictions: N/A Tracker required: No Insurance Company/Underwriter: National Farmers Union ""NFU www.nfumutual.co.uk Premium: £750 Excess (Accident and theft): £650 Notes: NFU are particularly good for teenagers- obviously not on a Porsche though!

Yet another year comes around........ Car: 2000 996 Turbo Tiptronic Renewal Date: 21/11/09 Age: 57 Postcode: SL6 Occupation: Company Director No Claims Bonus: 11+ years Protected: Yes Where Kept Overnight: In Garage Cover: Fully Comprehensive Drivers: Self & Wife Licence held/time: 40 years Useage: SDP & Business Class A Mileage limitation: 12000 Legal Protection: Yes European Cover (days free): 90 Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 2 minor at-fault 02/06 & 04/09 Convictions: 1 x SP30 08/09 Tracker required: No Insurance Company/Underwriter: Academy (0800-1074277)/Norwich Union Premium: £575 Excess (Accident and theft): £400 Notes: Premium shot up because of the SP30, but when the broker looked into it found that I was mistakenly paying the premium based on the car being a 2000 Carrera 2 Tip. They also found that the Turbo is CHEAPER for me to insure than a C2, so the premium was only £14 more than last year.

Ditto. Turbo cheaper to insure than C4 Cabriolet worth almost half as much!

Car: Carrera 2 Manual (1999) Renewal Date: 8/9/10 Age: 45 Postcode: B90 Occupation: Programme Manager No Claims Bonus: Full Protected: Yes Where Kept Overnight: Garaged Cover: Comprehensive Drivers: Insured Only Licence held/time: 27 years Useage: SD&P Mileage limitation: 12,000 Legal Protection: No European Cover (days free): No Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: None Tracker required: No Insurance Company/Underwriter: Groupama (via Performance Direct) Premium: £580 Excess (Accident and theft): £500 Notes: [/quote]

I also found 911 996 Turbo to be cheaper than a regular C4. Can anyone explain this to me???? How extra 120bhp and car worth twice as much is less risk??

I expect it comes down to claims history. My guess would be that Turbos tend to be owned more as second cars and simply get used less than Carreras. Hence there are less claims, and insurers think they are a better risk.

Update on my Post 51 : renewal time came around, Saga wanted £245 but Classic Line / Brit Insurance came in with identical cover BUT XS £100 not £500!! Premium £212. Result!! Classic Line 01455 639000

Dear All, I was a Porsche Virgin however over the weekend I've just bought into the club with a 2002 C4S (3.6) Coupe, 32800 miles and in excellent condition. It's official I'm in heaven and staying there! Thanks to everyone who posts on this site as the information when buying the car was invaluable....[ ] Car: 2002 Carrera 4S Tiptronic Renewal Date: 10 Dec 2009 Age: 43 Postcode: NP10 8GL Occupation: Purchasing Manager No Claims Bonus: 7+ years Protected: No Where Kept Overnight: In locked garage Cover: Fully Comprehensive Drivers: Self (Wifey not allowed) Licence held/time: Full 20+ years Useage: Social Domestic, and Pleasure incl Commuting Mileage limitation: 6000 pa Legal Protection: Yes European Cover (days free): 60 Breakdown Cover: No Guaranteed Courtesy Car: No Accidents: nil Convictions: nil Tracker required: No Insurance Company: Through "A"Plan underwritten by Aviva Premium: £608 Excess (Accident and theft): £700 Notes: As I've had a company car for the past 12 years I have no "NO" claims bonus built up and although I can prove no accidents with written confirmation from my office most insurers will not count this as moveable "NO" claims if I keep my company car.... Cheers Sean

Car: 2003 Carrera 2 Renewal Date: July 2010 Age: 39 Postcode: B97 Occupation: Buyer No Claims Bonus: 9 yrs Protected: yes Where Kept Overnight: garage Cover: Full Comp Drivers: me & girlfriend Licence held/time: 22yrs Useage: Social domestic & pleasure (all day every day - yippeee) Mileage limitation: none Legal Protection: yes European Cover (days free): yes Guaranteed Courtesy Car: yes Breakdown Cover: no ( already covered with indie warranty) Drive other cars (3rd Party): Yes Accidents: 1 (2yrs ago 1K) Convictions: no Tracker required: yes Insurance Company: Swiftcover Premium: £450 Excess (Accident and theft): £1000 Notes:

Free MOT also included in the premium. Although this wasn't the cheapest quote I found it was the most comprehensive.

Car - 04 996 C4S Cab Renewal Date - Feb 2010 Postcode - NE37 Occupation - Retired (Solicitor) NCB - 10 years+ Protected - Yes Where kept - locked garage Cover - fully comp Driver - self only Licence held - 40 years + Use - SDP only Mileage - 4000 Legal - none needed ! European cover - legal requirement only in EU (full cover for addit premium) Courtesy car - Yes Breakdown - No Drive other cars - 3rd party only Accidents - none Tracker - none required Ins Co - More Than Premium - £324 Excess - £600 Note: I have been with Saga for several years but their renewal notice wanted £660 premium (after haggling they came down to £420) They wouldnt go lower even when I told them I would leave ! I arranged the new cover from More Than through the Top cashback site and got another £40 cashback !

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Just moving from a 964 C2 to a 996 C4S... It would be worth adding an entry for Trackday Cover Included...This is the reason for me going with Performance Marque (Peart): Car: 2004 C4S Tiptronic S Renewal Date: 12 Feb Age: 35 Postcode: HG3 Occupation: Regional Manager No Claims Bonus: 7 years Protected: Yes Where Kept Overnight: Locked garage Cover: Comp Drivers: me plus spouse Licence held/time: 17 Useage: SDP + Business Mileage limitation: 20k pa Legal Protection: Yes European Cover (days free): Yes Trackday Cover (days free): Yes 5 days with £3k excess Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party):  Yes Accidents: 1 minor Convictions: SP30 Tracker required: No Insurance Company/Underwriter: Performance Marque / Royal and Sun Alliance Premium: £1150 including 5 trackday Excess (Accident and theft):£500 Notes: The cheapest I could find with 5 days trackday cover included. Was also quoted £838 by Bell Insurance bu excluded trackdays...

Hi would be worth adding Trackday cover to the list

Car : 2002 model (51) Carrera 4 (with GT3 type side sills) Renewal Date: End May Age: 37 Postcode: NG17 Occupation: Assurance manager No Claims Bonus: 10yrs + Protected: yes Where Kept Overnight: Garage Cover: fully comp Drivers: self + wife Licence held/time: 20yrs Useage: sdp and commuting + business Mileage limitation: 9000 Legal Protection: yes European Cover : no Guaranteed: Courtesy Car: yes Breakdown Cover: optional, not taken Accidents: none Convictions: none Tracker required: not required Insurance Company/Underwriter: Admital Premium: £420 Excess (Accident and theft): £500 (includes voluntary excess of £250)

My insurance on my M3 would not touch a 911. I tried everyone and everyone over 1500 so I picked up a form from opc. Porsche insurance services, wow, very good cant remember the total but it was excellent. Came through the porsche in porsche headed paper, even has free cover if you race it at the porsche racing track. Everyone try it, you will be shocked.

Car: 996 Turbo manual (uprated suspension and brakes) Renewal Date: 9 Jul 10 Age: 36 Postcode: RG40 Occupation: Pilot No Claims Bonus: 9 years Protected: Yes Where Kept Overnight: Garage Cover: Comprehensive Drivers: Me Licence held/time: 19 years Useage: SDP only (no commuting) Mileage limitation: 7500 Legal Protection: Yes European Cover (days free): 30 Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: N/A Convictions: N/A Tracker required: Not required Insurance Company/Underwriter: Equity Red Star (via A-Plan) Premium: £569.97 Excess (Accident and theft): £450 Notes: As with last year, they were happy to negotiate for two cars. Overall, I paid £10 more than last year although the Porsche was in fact cheaper by £15. Go figure.

Car: 2004 carrera 4S cab manual Renewal Date: July Age: 54 Postcode: dh9 Occupation: retired No Claims Bonus: 7yrs Protected: yes Where Kept Overnight: garage Cover: fully comp Drivers: self and spouse Licence held/time: 36yrs (+IAM this year which made no difference!) Useage: sdp Mileage limitation: 5000 Legal Protection: yes European Cover (days free): unlimited Guaranteed: Courtesy Car: yes for 28 days Breakdown Cover: no Drive other cars: 3rd party cover Accidents: none Convictions: none Tracker required: tracker monitor fitted Insurance Company/Underwriter: Performance Insurance / Groupama Premium: £432.00 Excess (Accident and theft): 500 Track Day cover: not included but can be arranged Notes: Renewal from Saga came in at £658 but they matched Performance quote at £449, when I rang performance to check policy details they then offered me £432. Saga offered £1000 personal possessions cover as opposed to £200 and emergency cover for others to drive car to get me home but Performance offered key cover, on balance I felt Performance policy equal to Saga and they bent over backwards to try to get the business. No other companies came close to this.

Car: 1999 carrera 2 coupe manual Renewal Date: Just done august Age: 24 Postcode: hu17 Occupation: aircraft fitter No Claims Bonus: 6yrs Protected: yes Where Kept Overnight: driveway Cover: fully comp Drivers: self and spouse Licence held/time: 7 years Useage: sdp & C Mileage limitation: 12000 Legal Protection: yes European Cover (days free): not sure Guaranteed: Courtesy Car: yes Breakdown Cover: yes Drive other cars: not covered Accidents: none Convictions: none Tracker required: no Insurance Company/Underwriter: Adrian Flu Insurance / Aviva Premium: £1200ish Excess (Accident and theft): 500 Notes: its strange to see that while im the youngest here my premium isn't the highest.

Car: 996 C2 Renewal Date: Oct 2010 Age: 31 Postcode: SN3 Occupation: Technical Consultant No Claims Bonus: 5 spare to use on this car Protected: No Where Kept Overnight: Garage Cover: Comprehensive Drivers: 2 - Spouse and I Licence held/time: 14 Years Useage: SDP+Commuting (didn't want business use but it was included and made no difference to the price) Mileage limitation: <5000 Legal Protection: No European Cover (days free): Unknown Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: SP30 Tracker required: Yes Insurance Company/Underwriter: Swiftcover Premium: 410.00 Excess (Accident and theft): 500 Trackday cover included: No Notes: I have found cheaper premiums with a better Excess, however, I wanted to keep all cars with one provider for ease

Hi all, I have had great difficulty finding insurance now that i have admitted to having had my UK licence since Early 2008, although i have driven here and had accidents and fines without any major issues before that time since 2000 (1998 if my MC is to be included). I have held a licence since 1992 from Norway, which is my home country. My premium has basically shot up, even though I have full no claims on one car and a few on another. Now, Why is that? My licence is recognised as an international licence and on par with EU rules etc.. Any suggestions/tips are welcome as I have had to drop the mileage and I dare not think how much a Turbo will cost me.. Car: 1996 993 4S Renewal Date: 9/8/10 Age: 37 Postcode: LS7 Occupation: Optometrist No Claims Bonus: Full/8 Protected: Yes Where Kept Overnight: Garage Cover: Comp Drivers: Self (wife no licence)(yet!) Licence held/time: 18 yrs/UK 2.5 Useage: SDP ex C Mileage limitation: 3000 Legal Protection: No European Cover (days free): Yes (not sure) Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: No Convictions: SP30 Tracker required: No Insurance Company/Underwriter: Mayfair/Groupama Premium: £750 Excess (Accident and theft): £500 Trackday cover included: No

Gareth - you should consider putting your wife on the policy, as it often reduces the premium. You don't need to tell her of course! Here is my latest renewal: Car: 2000 996 Turbo Tiptronic Renewal Date: 21/11/10 Age: 58 Postcode: SL6 Occupation: Company Director No Claims Bonus: 12+ years Protected: Yes Where Kept Overnight: In Garage Cover: Fully Comprehensive Drivers: Self & Wife Licence held/time: 41 years Useage: SDP & Business Class A Mileage limitation: 12000 Legal Protection: Yes European Cover (days free): 90 Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 2 minor at-fault 02/06 & 04/09 Convictions: 1 x SP30 08/09 Tracker required: No Insurance Company/Underwriter: Academy (0800-1074277)/Aviva (Norwich Union). Premium: £590 Excess (Accident and theft): £400 Notes: Up £15 from last year, so not too bad. Just waiting for the 02/06 bump to fall of the radar before having another good shop around. I did try Porsche Insurance Services, but they were about £200 more expensive for the same cover, with the same insurance company! Makes no sense.

Car: 996 C2 CAB Renewal Date: 14/1/11 Age: 58 Postcode: RG40 1 Occupation: Industrial Gas Services Engineer No Claims Bonus: 9+ Protected: Y Where Kept Overnight: Garage Cover: Full comp Drivers: Me and my good lady Licence held/time: 39 Useage: private Mileage limitation: 12000 Legal Protection: Y European Cover (days free):30 Guaranteed Courtesy Car: Y Breakdown Cover: Y Drive other cars (3rd Party):  BMW 325, Transit van (fully comp) Accidents: None Convictions: None (in the last 5 yrs) Tracker required: Y Insurance Company/Underwriter: Direct Line Premium: £945 Excess (Accident and theft): £200 Trackday cover included: N Notes: Edit by Richard - removed quote markers

previous post 68 Renewal Nov 2010 with ClassicLine (KGM Modern Classic) £422 with a very good guaranteed valuation figure.... obtained from PCGB & valid for 2 years that's £32 cheaper than last year with the wife having a bump last xmas in my every day commute! £250 excess with no voluntary loaded limited to 5k miles, european cover but no track days even tho' I live 20 miles north of stevenage, still come under the lottery postcode SG.... Strangely, I did read an article the other day saying some insurers were quoting cheaper if your car was parked on road as opposed to driveway as would be thieves wouldn't know where you lived....... Definately need to shop around! Paul (kasspa)

Hi Can someone recommend insurance companies cheaper than comparison websites? Wife is 31 with 6 years no claims no points and Im going to be 29. I ran a quick quote on moneysupermarket with me as a named drive and it came up with around £1100 on a 2002 C4s.

see i do not understand this? i just called them, im 26 and have 5 years no claims, no accidents etc same car and they want to charge me 1300? oh and i have a secured garage?

Most likely it's the difference in Post Code.

I've got mine through swiftcover (AXA I think), I used 5 years of no claims on the 911, 12k annual mileage (way more than enough considering I have only done 750 in nearly the past 6 months), includes SD&P + commuting, excess is pretty high around 500 if I recall correctly though. Premium was around £380.00 with my wife added, without her it jumped up by another £150.00 which is crazy considering she is younger than me! I always add her on to my policies now, seems to always make them cheaper.

£651 admiral, kt22 poscode, full no claims and no garage for 996tt

Car: C2 Cab 2003 Renewal Date: April 2011 Age: 37 Postcode: HA9 XXX Occupation: Operations No Claims Bonus: 11 Protected: y Where Kept Overnight: Driveway Cover: Comprehensive with protected no claims Drivers: Me & Wife Licence held/time: 17 years Useage: SDP Mileage limitation: 6000 Legal Protection: Y European Cover (days free): Y Guaranteed Courtesy Car: y Breakdown Cover: n Drive other cars (3rd Party): n Accidents: 1 Convictions: 0 Tracker required: n Insurance Company/Underwriter: CCI (Competition Car Insurance) Premium: £928 Excess (Accident and theft): £550 Trackday cover included: y (including nurberbring) ( i know i pselt that wrong) Notes: Looked everywhere, any this was the chepaest by far and underwriten by Aviva.

Car: 996 turbo Renewal Date: 14 Nov 2011 Age: 30 Postcode: LE67 Occupation: Bank Manager No Claims Bonus: 10 Years Protected: Yes Where Kept Overnight: Locked garage Cover: FULL Drivers: Me and partner Licence held/time: 12 Useage: Mileage limitation: 5000 Legal Protection: Yes European Cover (days free): NO Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: Yes Convictions: No Tracker required: No Insurance Company/Underwriter: Trinity Lane (Through Adrian Flux) Premium: £777 Excess (Accident and theft): £500 Trackday cover included: NO Notes:

Car: 996 Carrera2 Renewal Date: may 2011 Age: 41 Postcode: wr9 Occupation: managing director No Claims Bonus: + 10 years Protected: yes Where Kept Overnight: garage Cover: comp Drivers: myself and mrs Licence held/time: 23years Useage: Mileage limitation: 4000 per year Legal Protection: no European Cover (days free):yes Guaranteed Courtesy Car: yes Breakdown Cover: no Drive other cars (3rd Party): yes Accidents: 1 Convictions: 1 Tracker required: no Insurance Company/Underwriter: 1st central Premium: £472 Excess (Accident and theft): 500 Trackday cover included: no

It's that time again...... Car: 996 Turbo (uprated suspension and brakes) Renewal Date: July 2011 Age: 37 Postcode: RG40 Occupation: Airline Pilot No Claims Bonus: 9 years Protected: Yes Where Kept Overnight: Garage Cover: Comprehensive Drivers: Me only Licence held/time: 20 years Useage: SDP (no commuting) Mileage limitation: 5000 per year Legal Protection: No European Cover (days free): Yes Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 0 Convictions: 0 Tracker required: No Insurance Company/Underwriter: Henderson Taylor Premium: £620.48 (with 15% PCGB discount) Excess (Accident and theft): £500 Trackday cover included: Yes (excess 10% of insured value) Notes: I was previously with A-Plan (Thatcham) who are prepared to deal for multiple cars. Over the past two years, I insured the Turbo and a V8 Range Rover with them "for under a thousand pounds". Year before last, the total was £960, last year it was £970. This year, they were unable to compete (sadly) so I shopped around. HT gave me the best deal on the Turbo (above) whilst I used Admiral (via the internet) for the other car (£402). This gives an overall increase since last year of around 5% - not bad considering the parasitic "no win no fee" lot.

Yeah its wierd, i just shopped around i like the comparison sites to get a rough idea how much i should be paying but some were charging double that. Now ive hit the bit 25 im expecting it to be around £1000. Also the no claims can make a big difference as you say you have 5 years to my 6, im renewing next month anyway so i should probably start shopping around.

Car: 2004 carrera 4S cab manual Renewal Date: July Age: 55 Postcode: dh9 Occupation: retired No Claims Bonus: 11 yrs Protected: yes Where Kept Overnight: garage Cover: fully comp Drivers: self and spouse Licence held/time: 36yrs (+IAM which made no difference!) Useage: sdp Mileage limitation: 5000 Legal Protection: yes European Cover (days free): 90 Guaranteed: Courtesy Car: no (doesn't matter to me as other cars in house) Breakdown Cover: no Drive other cars: 3rd party cover Accidents: none Convictions: none Tracker required: tracker monitor fitted Insurance Company/Underwriter: Tesco Underwriter Premium: £434.59 Excess (Accident and theft): 300 Notes: Renewal from Groupama came in at £475 with 500xs No other companies came close to these two. Policy from Tesco reduced by £30 when club card number entered.

Matt Henderson, Fantastic and professional to deal with.

Hi all, Has anyone had an insurance renewal recently. Well I have just got mine gone up a massive £354 from last year [ ] from Performance Direct. I have been with then for years and years always the best deal but seems not anymore. I rang them to get a better deal not a chance best deal they say.Yeah right So for a Cayman S limited mileage garaged fully comp £775.[ ] last year for my GT3 £421 now told when I go back to a GT3 it will be £866. That much for an old git of 50 full no claims never claimed .There having a laugh. Seach will start for a better deal asap. Is owning a car getting out of hand or is it just me. Excuse the rant. Will get me a bike. Cliff.

It might be your age LOL. Ill look after the GT3 for you and you can have my cheaper insurance on my Carrera 4 @£404.45

I hate to upset you, but i just renewed at the weekend. It came to around £750 with a £350 excess which i think is an amazing bargain. Car: 1999 carrera 2 coupe manual Renewal Date: Just done august Age: 25 Postcode: hu17 Occupation: Laser Technician No Claims Bonus: 7yrs Protected: yes Where Kept Overnight: driveway Cover: fully comp Drivers: self and spouse Licence held/time: 7 years Useage: sdp & C Mileage limitation: 12000 Legal Protection: yes European Cover (days free): not sure Guaranteed: Courtesy Car: yes Breakdown Cover: yes Drive other cars: covered Accidents: none Convictions: none Tracker required: no Insurance Company/Underwriter: Adrian Flu Insurance / cherished cars Premium: £750ish Excess (Accident and theft): 350

Cliff, Just had my renewal from ClassicLine, £20 cheaper than last year!!! Previous posts: 68/81 Edited: AND the wife has just had another 'bump' in her car & they've not increased the quote..... Happy Days.....

Car: 911 Carrera 4 (996) MY99 Renewal Date: October 2011 Age: 41 Postcode: WR14 Occupation: Telecoms Engineer No Claims Bonus: 8 Protected: No Where Kept Overnight: Drive Cover: Comprehensive Drivers: Me and g/f Licence held/time: 25 Useage: SDP & C & Business Mileage limitation: 6000 Legal Protection: Yes European Cover (days free): None Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: None Tracker required: No Insurance Company/Underwriter: Direct Line Premium: £493.96 Excess (Accident and theft):£850 Trackday cover included: No Notes: I got two other quotes: Adrian Flux was a ridiculous £800 odd. I can't remember the other one but it was more than Direct Line, who I was already with on my previous car.

Hi guys, Just seen this thread and I would recommend for some of you insuring your car under a classic insurance policy. I just insured my 2002 3.6 tip cabrio for £407 with 3000 mile limitation. On a standard policy, it was going to cost me around £800. Quite an impressive saving. The insurer insisted I be a member of an owners club though.......

Mine moved from 380 to 460 last Sep through Swiftcover. That is a 996 C2, using 7 years NCB on it now and 12k SDP, 32 years at the time of renewing, IT consultant. Admiral was about 20.00 cheaper, but this was on a multicar policy which it didn't make sense to move to (would have not been worth it as I would have lost out getting back premium from SC). Without multicar they were more expensive by over £100. Interestingly Swift wanted £600 for the MG! LOL, hence moving that to Admiral at a reasonable 270. The fun will commence again come this September!

I've just gone through the renewal lottery again and am back with Admiral after 2 years with Sheila's Wheels ! Car: 911 Carrera 4 (996) 2004 Renewal Date: June 2012 Age: 57 Postcode: CB10 Occupation: Osteopath No Claims Bonus: 9+ Protected: yes- guaranteed Where Kept Overnight: Drive Cover: Comprehensive Drivers: Me and wife Licence held/time: 37 Useage: SDP & C & Business Mileage limitation: 13000 Legal Protection: Yes European Cover (days free): 30 Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: None Tracker required: No Insurance Company/Underwriter: Admiral Premium: £375 Excess (Accident and theft):£250 Trackday cover included: No So, this is my cheapest for a few years, even with my previous Boxster. Probably rise dramatically next year knowing Admiral, but good while it lasts!

And again........ Car: 996 Turbo (uprated suspension and brakes) Renewal Date: July 2012 Age: 38 Postcode: RG40 Occupation: Airline Pilot No Claims Bonus: 10 years Protected: Yes Where Kept Overnight: Garage Cover: Comprehensive Drivers: Me only Licence held/time: 20+ years Useage: SDP (no commuting) Mileage limitation: 5000 per year Legal Protection: No European Cover (days free): Yes (30) Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 0 Convictions: 0 Tracker required: No Insurance Company/Underwriter: Henderson Taylor Premium: £664.87 (with 15% PCGB discount) Excess (Accident and theft): £500 Trackday cover included: Yes (excess 10% of insured value) Notes: I've given up trying to do multi-car deals with the Range Rover. HT (above) came down a lot following a phone call to the above total and remained extremely competitive. Adrian Flux quoted £595 for broadly the same with an extra £x for this and £y for that (and a bit too much hard sell). I didn't feel comfortable with them so continued with HT so a 7% increase since last year. I managed to get the Range Rover down to £257 with Elephant (big saving) so overall paying £921 for both. A decrease of 10% versus last year.

Not a 996, but it might help someone. Car: 2007 Cayman S Renewal Date: 21/11/12 Age: 60 (don't say anything!) Postcode: SL6 Occupation: Company Director No Claims Bonus: 12+ years Protected: Yes Where Kept Overnight: In Garage Cover: Fully Comprehensive Drivers: Self & Wife Licence held/time: 43 years Useage: SDP & Business Class A Mileage limitation: 12000 Legal Protection: Yes European Cover: Yes Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 1 minor at-fault 04/09 Convictions: 1 x SP30 08/09 Tracker required: No Insurance Company/Underwriter: Liverpool Victoria Premium: £362.50 Excess (Accident and theft): £500 Notes: Renewal with Aviva came in at £590, so I "Compared the Meerkat" and got virtually identical cover with LV for £230 less. LV seem to be offering keen prices at the moment.

Car needs to be inside the garage between 10pm and 6am with LV, I believe. [&:] Regards, Clive.

I have checked the policy documents and can't find that anywhere, but I'll get out my fine-toothed comb tonight. I always keep the car in the garage overnight anyway. I think most companies would take a dim view of insuring the car on the basis of it being garaged, and then leaving it on the driveway all night.

Agreed, but there might well be an occasion you're going out again after 10pm or perhaps storing something in your garage overnight, in which case, leaving it on your forecourt, it wouldn't be insured. But by leaving on your neighbours' forecourt, it would be covered! [8|] It's worth checking. I always garage mine, but decided to pay the little extra (about £25 from memory) for forecourt cover just to be on the safe side. [ ] Regards, Clive.

Richard, Did you manage to check your policy? I'd be interested to hear if that stipulation is still being included. Regards, Clive.

I read every word of all the LV policy documents, and couldn't find any mention of it. I am familiar with the clause, as the policy I have for the 3.2 includes it. Coincidentally, the renewal for that came through on Friday. Down from £409 last year to £330 this year - same insurer, same cover. Go figure. For the first time in my driving history, the road tax on my main car is more than the insurance. [ ]

this is copied info from a post but thought it would be beneficial here too! +1 for CL, 3rd year I've been with them.... £24 cheaper than last year ( now £385) & have added commuting for the occassional drive to work [ ] age 58 licence held 41 years postcode sg19 garaged 5k miles, agreed valuation, 30 day fully comp Euro cover, breakdown cover included as standard (although I'm with AA), £250 excess myself & wife who has 2 minor claims in last 3 years...... PS - make sure you advise them of PCGB membership Best I got from 'nationals' was £315 self only, with an additional £500 compulsory excess, NO commuting or the all important agreed valuation which is due for reassessment. forms & photos off to Club Office today

Car: 911 Carrera 4 (996) MY2000 Renewal Date: August 2013 Age: 42 Postcode: ME5 Occupation: Tutor/Engine Tuner No Claims Bonus: 10+ Protected: Yes Where Kept Overnight: Drive Cover: Comprehensive Drivers: Me Licence held/time: 25 Useage: SDP Mileage limitation: 6000 Legal Protection: Yes European Cover: Yes Guaranteed Courtesy Car: Yes Breakdown Cover: Yes Drive other cars : Yes Accidents: None Convictions: None Tracker required: No Insurance Company/Underwriter: Pace Ward Ltd Premium: £279.00 Excess (Accident and theft):£350 Trackday cover included: Yes (extra cost £60) Notes: I have the car covered under my Family Fleet Insurance Total cost is £779.00, £500 of the premium is for my 4x4 that I use everyday for work etc.

Car: 911 C2 tiptronic Renewal Date: Oct 2013 Age: 59 Postcode: OX28 Occupation: Civil servant No Claims Bonus: Max on another car but none on the porsche (mirrored) Protected: No Where Kept Overnight: garage Cover: Comp Drivers: 2 Licence held/time: 40 yrs Useage: SDP Mileage limitation: 5000 Legal Protection: No European Cover (days free): 90 Guaranteed Courtesy Car: no Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: No Convictions: No Tracker required: No Insurance Company/Underwriter: Admiral Premium: £365 Excess (Accident and theft): £750 Trackday cover included: No Notes: Moved to Admiral as LV would not accept more than two modifications (rear wing, lights and wheels). Mutli car policy meant a discount.

Just had my renewal through from ClassicLine, £9 increase from last year to £394, so thought I'd do a little comparison..... Especially seeing others on here paying +/- around the £200 pound mark & given that I do live in 'rural' Bedfordshire!! Well online quotes I got were astonishing: Lancaster £678.63 Heritage £774.22 with a combined excess of £850 Admiral were the closest at £367 but then I wouldn't get Agreed Valuation that lasts 2 years...... So, no brainer then, CL for me for 4th consecutive year Comprehensive. Age 58 Garaged, 5k miles, Euro Cover, Breakdown, AV, Legal Protection, Self & Spouse who has 2 minor claims in 3 years, Protected NCB, SDP + commuting, £250 excess, (this rises to 10% value of vehicle if advised of trackday use) Regards Paul (Kasspa)

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Just changed my policy to AXA Fully comp with Protected NCB, legal cover, hire car and lost key insurance for £280.

Just changed from Admiral (who actually would have reduced things substantially when I called to cancel), to Classicline have agreed value, reduced excess to only £200, included club track days and a very good premium of only £252. Good result. Car: 911 C2 tiptronic Renewal Date: Oct 2014 Age: 60 Postcode: OX28 Occupation: Civil servant No Claims Bonus: Max on another car and one year on the porsche (but NCB not taken into account) Protected: No Where Kept Overnight: garage Cover: Comp Drivers: 2 Licence held/time: 40 yrs Useage: SDP & commuting Mileage limitation: 5000 Legal Protection: No European Cover (days free): 90 Guaranteed Courtesy Car: no Breakdown Cover: Yes Drive other cars (3rd Party): Yes Accidents: No Convictions: No Tracker required: No Insurance Company/Underwriter: Classicline Premium: £252 Excess (Accident and theft): £200 Trackday cover included: Yes but larger excess

It looks like Classic Line again for me... even with an increase of £8.00 Wish I could get near your £252 Steve.... [ ] Definitely the Postcode Lottery as all other areas of policy, age/driving/accidents/etc are similar.....

Must be an age thing Lol, mine is £242 but I'm twenty years younger at forty. [ ]

Axa renewal £235. Happy days! Car: 911 3.6 C2 cabriolet Renewal Date: November 2014 Age: 47 Postcode: BN10 Occupation: IT consultant No Claims Bonus: Max Protected: Yes Where Kept Overnight: garage Cover: Comp Drivers: 2 Licence held/time: 30yrs Useage: SDP & commuting Mileage limitation: NONE Legal Protection: Yes European Cover (days free): 90 Guaranteed Courtesy Car: no Breakdown Cover: Yes Drive other cars (3rd Party): Yes Accidents: Yes - (2 years ago, wife wrote of my Audi) Convictions: No Tracker required: No Premium: £235 Excess (Accident and theft): £400 Trackday cover included: Yes but larger excess.

Its really interesting Had a renewal through from ADRIAN FLUX 530.00 using my 6 years NCB [>:] Phoned the Porsche Insurance Scheme 370.00 Phoned ADrian Flux Dropped it to 340.00 !!!!!!!!!! [ ] Phoned Porsche Insurance Dropped it to 340.00 So it is worth shopping around. NOT HAPPY THAT ADRIAN FLUX DID NOT GET A BETTER QUOTE 1st TIME Speak to David Jennings A/C Manager Lockton 0207 933 2579 LOckton offer official Insurance for Aston Martin, Ferrari Owners Club Car: 2001 Porshe 911 966 Carrera 4S Renewal Date: 21/11/14 Age: 67 (don't say anything!) Postcode: SY1 Occupation: Retired No Claims Bonus: 6+ years Protected: Yes Where Kept Overnight: Driverway Cover: Fully Comprehensive Drivers: Self & Wife Licence held/time: 50 years (old git) Useage: SDP Mileage limitation: 7500 Legal Protection: Yes European Cover: Yes Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: 1 No Fault 2013 1 Suspension collapse 2011 (Drops of next year) Convictions: None ( Tracker required: No Insurance Company/Underwriter: Porsche Owners Club/ CHUBB Premium: £330.00 Excess (Accident and theft): £250.00 Notes see introduction

Dear All, This is my recent renewal quotation and last year the premium was £252. Car: 2001 Carrera 4 Tiptronic Renewal Date: March 2015 Age: 56 Postcode: PO3 Occupation: Design Engineer No Claims Bonus: 4 years Protected: No Where Kept Overnight: On road Cover: Fully Comprehensive (with protection against uninsured drivers) Drivers: Owner only Licence held/time: Full/35 years Useage: Social. Domestic, Pleasure & commute to 1x work address Mileage limitation: 12000 Legal Protection: No European Cover (days free): No Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: 1x SP30 (Apr 2012) Tracker required: No Insurance Company/Underwriter: Swiftsure Premium: £247 Excess (Accident and theft): £250 Trackday cover included: No Notes: Full Member: Institute of Advanced Motorists (FIRST register) Regards, Andy

My first year with the 996 although have another 911. Daily driver SD&P £174 Car: 2002 996 C2 Renewal Date: January 2015 Age: 45 Postcode: EH55 Occupation: Engineer Aerospace No Claims Bonus: 9+years Protected: Yes Where Kept Overnight: Off Road, In Drive Cover: Fully Comprehensive Drivers: Me n her(but not likely to happen) Licence held/time: Full/28 Years Useage: Social. Domestic, Pleasure & commute to 1x work address Mileage limitation: 15000 Legal Protection: yes European Cover (days free): No Guaranteed Courtesy Car: Yes Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: none Tracker required: No Insurance Company/Underwriter: AXA Car Insurance Premium: £174 Excess (Accident and theft): £250 Trackday cover included: No cheers Alan

New to Porsche (Alfa fan) New to this forum Car: 1998 Carrera 2 Added to Aviva Multicar Date: May 2015 Age: 42 Postcode: DN5 Occupation: Construction Project Manager No Claims Bonus:11 years Protected: No Where Kept Overnight: On drive Cover: Fully Comprehensive (with protection against uninsured drivers) Drivers: Owner and Spouse (over 25yrs only) Licence held/time: Full/24 years Useage: Social. Domestic, Pleasure Mileage limitation: 4000 Legal Protection: Yes European Cover (days free): Yes Guaranteed Courtesy Car: No Breakdown Cover: No Drive other cars (3rd Party): Yes Accidents: None Convictions: 1x SP30 (Oct 14) Tracker required: No Insurance Company/Underwriter: Aviva Premium: £317 Excess (Accident and theft): £650 Trackday cover included: No