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YOUR RESEARCHBest Finance Rates - Page 2 - 911/Carrera GT - PistonHeads UK
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Recommend darren gibson
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Best Finance Rates - Page 2 - 911/Carrera GT - PistonHeads UK
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Best Finance Rates - Page 2 - 911/Carrera GT - PistonHeads UK
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I'm looking at getting into a 22 or 23 plate 911, what finance providers are giving the best rates, Oracle are advertising 8.9% which seems high, Porsche are about 11.5% which is bonkers!
Any recommendations?
8.9% would seem a decent rate at the moment for PCP and hire purchase. You can always get a cheaper rate from a bank personal loan but the limit on how much you can borrrow would be much lower. Oracle usually offer pretty good rates
Agreed, Oracle normally near the top when hunting around normally. I’m with them currently and managed to Neg a Base rate alignment , so when BOE do drop the rates ,my rate drops with them. Think I am now at 8.8%
8.9% would seem a decent rate at the moment for PCP and hire purchase. You can always get a cheaper rate from a bank personal loan but the limit on how much you can borrrow would be much lower. Oracle usually offer pretty good rates
It hurts both ways as if you decided to put the cash in the bank you can now easily get 4% (that's my standard HSBC savings rate up to £50k). Makes costs of cars when you genuinely include the cost of finance eye watering. So if I finance a £90k car I "lose" £300 a month (gross) in interest PLUS depreciation.
alltalk said:
It hurts both ways as if you decided to put the cash in the bank you can now easily get 4% (that's my standard HSBC savings rate up to £50k). Makes costs of cars when you genuinely include the cost of finance eye watering. So if I finance a £90k car I "lose" £300 a month (gross) in interest PLUS depreciation.
Are you not double counting?
Surely if you finance the car you can deposit the cash to get your 4%? And if you don't have the cash, and finance the purchase, then you can't lose interest on money that doesn't exist. Or am I missing something?
Discombobulate said:
Are you not double counting?
Surely if you finance the car you can deposit the cash to get your 4%? And if you don't have the cash, and finance the purchase, then you can't lose interest on money that doesn't exist. Or am I missing something?
to note that interest earned is usually taxed.
and inflation in real life is running at 3+%.
yes money in bank for rainy days but anything above that is losing its value..
Discombobulate said:
alltalk said:
It hurts both ways as if you decided to put the cash in the bank you can now easily get 4% (that's my standard HSBC savings rate up to £50k). Makes costs of cars when you genuinely include the cost of finance eye watering. So if I finance a £90k car I "lose" £300 a month (gross) in interest PLUS depreciation.
Are you not double counting?
Surely if you finance the car you can deposit the cash to get your 4%? And if you don't have the cash, and finance the purchase, then you can't lose interest on money that doesn't exist. Or am I missing something?
Was thinking the same reading that.
I guess so but was wondering if you pay on pcp you still have monthlies and if these were invested at 5% the total cost is higher, especially over 4 years.
pancholi said:
to note that interest earned is usually taxed.
and inflation in real life is running at 3+%.
yes money in bank for rainy days but anything above that is losing its value..
Yes but not losing as much as my investments/pension over last few trump weeks
Beanie said:
I'm looking at getting into a 22 or 23 plate 911, what finance providers are giving the best rates, Oracle are advertising 8.9% which seems high, Porsche are about 11.5% which is bonkers!
Any recommendations?
Darren Gibson, he'll broke the deal amongst the lenders - dg18son.com
xxxx5 said:
I wouldn't recommend Darren Gibson. Tired several times to make contact and get some proposals from him for brand new 911. Just wasn't interested.
Yes I had the same issue, lots of hype but not much action!!
xxxx5 said:
In fact I did start to wonder if it was a bit of a scam. When I said lets me for a coffee to discuss at Goodwood FoS last year he went very quiet.
Neither the web address nor site are positive.
