Insurance Co Recommendations - Page 2 - 911/Carrera GT - PistonHeads UK

Hi all My 991.2 GTS insurance is due 10/2/24 Currently with Manning Uk who have just quoted £945 (with active tracker which costs approximately £200 p/a) £1573 (without active tracker) I’m 52 with full no claims 1 sp30 in September 2020 The car is garaged and there’s a 5000 mile limitation I have along history of driving performance cars This seems totally absurd it was £700 last year with active tracker Can anyone recommend a more competitive company or is this really where we’re at? Thanks Ric

I think it's a case of ringing around unfortunately.... I read that applying 26 days out (or something like that) is the optimum time to get a quote. I've just insured a couple of cars and saved £600 by switching from Direct Line to Admiral - but obviously every situation is different.

I thought Adrian Flux were having a laugh when they presented me with a renewal increase proposal of 34% to just over £1k for a 991 C4S cab. It’s rural postcode, restricted mileage but has some business mileage included, garaged, 2 named drivers over 60 with full NCBs but no tracker needed. I shopped around and couldn’t beat it even with requirement of having tracker subscription. No way was I carrying a second fob as I have to have already for Cayenne (“as they get stolen to ram raid”)which is on business fleet.

Classic Line are worth a call.

LV was good for me when I insured my 18 reg 991.2 Targa 4 GTS in 2021 ( I sold the car at the end of December 2021 and am waiting for prices of high-end cars to drop further before buying another car May/June of this year). I paid £189.00, which was over £1000 less than the quote I got from a broker I had used for a number of years. In 2021 I was 63, had 40 plus years of NCB (Though LV only give you credit for a max of 9 years NCB) and confirmed that the car could be taken to a Porsche dealer for repair if it was on their list of approved repairers. If the repairer was not on the list for that year (It changes yearly), I would have had to pay £150.00 if I wanted to use a repairer of my choice. My total excess was £1000 ( £400 plus £600 voluntary). Oh, and LV insure the car not the driver so anybody over 25 was able to drive it fully comprehensive. To maintain ny NCB ( It falls by the wayside if it is not used within 2 years), I insured my son's 66 reg Porsche Boxster in October 2023 with LV and that cost me £255.00- an increase of £40 compared to what my son paid to insure the car the previous October. Ivan I meant to add that I had to activate the tracker at a yearly cost of around £150 as the car was at the time, and probably still is, worth more than £80K Edited by Hereandthere on Wednesday 17th January 19:04

Renewed on my air cooled 911 with Chubb in Dec, same premium as last year. Track days covered for those who are struggling with that.

I recommend: Direct Line, LV - I previously used each of them for my 996 Admiral - I use them for my 992, I found few insurers would cover a vehicle of value > £100k

You in PCGB, worth trying Locktons. I was braced for a 25% increase based on expected contemporary data, lucked out and a mere £20 increase apx 2.5%.

NFU worth a call but make sure you ring an office not their central number for the best quote. NFU changed their policy a couple of years back by insisting on tracker for cars worth over c£75k. FAIK Admiral are the only insurers who currently do not insist on tracker on higher end stuff.

Thanks all Appreciate the advice I’ll get on the blower tomorrow Love the pistonheads community 🙏

If you are in PCGB and attend their events, Admiral exclude these events, which is a bit la la. But they are cheap.

Switched to the Locktons PCGB scheme this week; competitive price, no tracker required, agreed value (self certified up to I think £150k), choice of repairer, OEM windscreen replacement and a bunch of other fringe benefits. Aviva are the underwriter and I could have renewed direct with them for virtually no increase at a significantly lower cost but I wanted to switch to a policy that was more aligned to the car. If you go for a mainstream insurer you will (perhaps) pay less but you definitely won’t get the same level of cover so caveat emptor. I tried all the usual suspects and there was a wide variation in prices and or conditions so unfortunately you probably do need to dedicate some time to renewing.

Just renewed with Locktons & was pleasantly surprised they were slightly cheaper than last year. Had been bracing myself for a massive, inflationary rise You could also try Insure with Porsche who provide the OPC drive-away insurance. Underwritten by Chubb. https://www.insurewithporsche.co.uk/

Porsche insurance £1916 Admiral next

RicM5 said: Porsche insurance £1916 Admiral next I had to go Admiral in the end last week . I’ve got a 991.2 Targa gts Last year I paid £475 with Carol Nash , this year went with Admiral and paid £550. I’m 53 max no claims , no points on my licence etc , 3000 miles a year as I never do more than that , my tracker is also inactive and I’ve never actually activated a tracker for any car I’ve owned .

That sounds more like it

I'm in the process of doing a renewal now. Axa last year c£450, now asking c£1,500 - clearly they don't want to insure cars like mine. Admiral £680 for similar cover.

av185 said: NFU worth a call but make sure you ring an office not their central number for the best quote. NFU changed their policy a couple of years back by insisting on tracker for cars worth over c£75k. FAIK Admiral are the only insurers who currently do not insist on tracker on higher end stuff. I’ve just reinsured with Privilege, no tracker required (apparently none last year as well, but they didn’t tell me!). I asked if this is the case for all cars now, they stated yes, no tracker required. Car is 991.1 GT3

Mankers said: av185 said: NFU worth a call but make sure you ring an office not their central number for the best quote. NFU changed their policy a couple of years back by insisting on tracker for cars worth over c£75k. FAIK Admiral are the only insurers who currently do not insist on tracker on higher end stuff. I’ve just reinsured with Privilege, no tracker required (apparently none last year as well, but they didn’t tell me!). I asked if this is the case for all cars now, they stated yes, no tracker required. Car is 991.1 GT3 Interesting, thanks.

Sheilas wheels were most competitive when I changed my mk3 Audi TTS to a Cayman GTS last year. Aviva wanted over 3.5k to sub the vehicle onto my existing policy and a tracker fitted but SW came in about 750 with no tracker requirement. There were cheaper but you find out the really cheap insurance is really cheap for a reason.

I just renewed my insurance with Admiral. It was £725 fully comp on a 991.1 valued at 50K with 5K miles a year estimated. This was significantly less that last year. I live in London and have 9 points (6 within the 5 year rule) and 3 still current. I have a claim for fire damage to my last car in 2023 for 10K. Last year I was quoted twice the amount for the same car. I have noticed a big change in insurance premiums this year. Last year my wife’s GTI was twice what it was this year. And my son’s car insurance was £5.5 K for a golf 1.4 TSI (1st year). This year I renewed his insurance for £1K. To compare my older son cost me £2K for his first year insurance a few years earlier. My understanding is the EVs disrupted the market last year and it took a while for insurers to separate the costings between EVs and ICE ( I may be wrong so anyone in the industry should enlighten me). Overall very happy with the big drop in the premiums.

Just renewed the insurance on my Cayman GTS 4.0. Last year £860 This year £647

Same. I have three ICE and one EV with A-Plan Thatcham. I braced myself and was prepared to push back when I renewed in January. The renewals on all of them came in lower than the previous year. Seem to recall the 25 yo 996 on 8k miles a year fell the most. Been with A-Plan for a few years, and, aside from being unable to insure a track-only car for fire & theft (because it accrues miles), they've always found a good product.

Just got a quote from admiral (platinum) for a potential 2018 125k gt3, 4k miles a year, garaged - £560 fully comp.

Here - 992.1 3RS I am 59, full NCB, NW London area I went with Admiral at 1350 fully comp, Locktons was 3975 quid. I am still going to shop about though, not overly confident insuring though Admiral Getting a quote off Porsche Insurance now.

scrounger73 said: Just renewed the insurance on my Cayman GTS 4.0. Last year £860 This year £647 My Cayman GTS 2.5 went from 750 to almost 1500 last year with no change in circumstances. Noticed yesterday someone posted their renewal had gone down this and while mine isn't due until the middle of May, I did a quote to check yesterday and it'll probably be back down under four figures. One small win in a relentless series of losses over the last two years.

I should have added I was already with Admiral on the multi car insurance with my wife’s GTI and my 991. I ran comparisons on Confused.com and then negotiated down with Admiral. It is clear overall that premiums have dropped significantly.

throt said: Here - 992.1 3RS I am 59, full NCB, NW London area I went with Admiral at 1350 fully comp, Locktons was 3975 quid. I am still going to shop about though, not overly confident insuring though Admiral Getting a quote off Porsche Insurance now. Porsche Insurance - £2450. I went with it , you know , peace of mind and all that

MY23 GT4 and Macan GTS insured with Admiral. Cheapest option for us by far

2024 911 T with Admiral £540 just renewed

991.2 gt3, semi rural. 650. Classic line were double, not worth it.

I am with admiral just had my renewal through , 2022 992 gts last year it was £512 this year it’s gone down to £471. Im 54 clean licence, max no claims , clean licence and 3000 miles a year no tracker .

I am with admiral just had my renewal through , 2022 992 gts last year it was £512 this year it’s gone down to £471. Im 54 clean licence, max no claims , clean licence and 3000 miles a year no tracker .

991.2 C4S convertible. Garaged. Hampshire. No tracker. 3k per annum. About £300 from memory with Admiral.

Guys, its nice to only pay out a few hundred quid but, please read, your " Policy Booklet " Sounds all very one ( Admiral ) sided

My main cars are through Admiral, GT3RS via Classic Line. My Admiral renewal came through on Friday, down from £1533 to £1136!! Edit to add, when I went through the online renewal process, I clicked not happy with the quote, and they auto removed another £55, so down to £1081. Edited by s_mcneil on Monday 17th March 13:29

Older generation of car being a 996 turbo and older generation of driver, but when I turned 50, SAGA came up on the comparison sites and currently paying £144 !

Yep Saga just quoted an almost unbelievable £252 for 2020 718 GT4 agreed value £85k and guaranteed to be an even lower premium next year. More basic policy was £223.

In 2025, all you can do is try Gocompare, Confused.com or Compare the Market. Choose the company that offers the best price, defacto ratings and extras that you want. If the premium is too high, that’s the car that you’ve bought, it’s the risk. Trying to scrimp will only end up costing you in the long run.