GT4 insurance - Page 5 - Boxster/Cayman - PistonHeads UK

Hi all For the past 6 years I have insured my 987 Boxster Spyder with Lockton. Never had to claim but happy to pay the extra for guaranteed value and I hope no agg in the event of a claim. However 987 has now gone and new GT4 expected in March. On checking insurance quotes Lockton is way more than high street quotes so will likely look elsewhere which is a shame but they’re way off the mark. Wanted to ask who has got a 718 GT4 and where do you insure outside Lockton ?

Try Manning or Classic line

LV or NFU Mutual also get the nod.

I'm with Manning - have been for 13 years, not problems.

Insured my GT4 with Classic Line and they were very competitive. They do a "future classic" policy which includes some conditions and mileage limit etc. but sensible premiums and great service. I had reason to claim a couple of years ago and the service was faultless which is why you buy insurance in the first place.

I just use a comparison site (came out with LV) and with 2yrs NCD (max mirrored on main car) I paid £320

I just use a comparison site (came out with LV) and with 2yrs NCD (max mirrored on main car) I paid £320

Just had my renewal from NFU, been with them 4yrs and its gone up by 37% plus I must now fit a tracker and I live in a very low risk postcode area! Time to start ringing around!!

A44man said: Just had my renewal from NFU, been with them 4yrs and its gone up by 37% plus I must now fit a tracker and I live in a very low risk postcode area! Time to start ringing around!! Too right, thats taking the Mickley as most car insurance quotes are down. They must of had a big claim for a GT4 on their books

I’ve found all the “specialists” seem to quote double the price with little extra value. I try to stick with the more premium retail insurers who don’t rely on a separate underwriter like LV or Aviva.

Depends if you want track day cover too, which most GT4 owners will want. Classic line were the most competitive when I called around.

Try Firstpoint as a broker. They can give pricing for various insurers depending on the cover you need(eg. trackday cover and insure to value). Edited by Econpro1 on Saturday 29th January 21:56

I'm picking up a new 718 GT4 in the next 10 days, just going through the usual circus with insurance quotes. As NCB can only be applied to one car, Aviva wanted an additional 360 to add the GT4 to my existing Macan policy but only until it's renewal date in Sept. Admiral wanted 600 for both starting today, NCB assigned to the Macan but flipping it around on the forms with the NCB tagged onto the GT4 and zero NCB against the Macan the policy for both cars is only £340 (this is 12 months on the GT4 and the Macan automatically joins the policy from Sept when it's policy existing expires). Makes no sense to me, but I'm buying it.

I’m getting @ few quotes that mandate a Tracker. I don’t recall this being on the configurator but I think Porsche used to offer it (Vodafone?). Anyone know what the situation is with a factory install these days ? Any recommendations for third party Trackers/costs as I’ve never had one before ?

It is standard on all current Porsches you just need to ask for it to be activated - and pay Vodafone £250 per year.

If you need track day cover then ClassicLine the best right now if my recent experience is typical.

Taffy66 said: If you need track day cover then ClassicLine the best right now if my recent experience is typical. Classic Line include 5 trackdays IIRC but only UK circuits.

BubblesNW said: Classic Line include 5 trackdays IIRC but only UK circuits. Unlimited Car Club(eg PCGB) organised track days plus 6 other track days and only £50/day over the first six. Most insurance companies have really tightened up on track cover in the last few months when I shopped around a week or so ago.

WG said: It is standard on all current Porsches you just need to ask for it to be activated - and pay Vodafone £250 per year. Just got a quote for my GT4 and LV are asking for a tracker system from me. Might just have to stump up for the porsche tracker. Asked if the apple tag will suffice but they said that it is not good enough.

WG said: It is standard on all current Porsches you just need to ask for it to be activated - and pay Vodafone £250 per year. Thanks - who do you ask for it to be activated exactly?

Speak to your nearest Porsche Centre

If you are getting a brand new GT4 there is a huge difference in levels of cover between the online insurers and specialist schemes.such as Aviva private clients who give a 3 year new car replacment as long as you are the first owner and it is not contact hire....noneed for the porsche GAP cover which helps with the extra cost of a high newtorht policy.

I’m with Aviva private clients so saved the gap cover but it’s not a cheap premium. Also I don’t know what’ll happen with a GT car as you’d need an allocation.

The if one available (to order new) clause kicks in with GT cars and the policy would revert to paying out market value.

b0rk said: The if one available (to order new) clause kicks in with GT cars and the policy would revert to paying out market value. But how do they calculate market value?

SpyderMatt said: But how do they calculate market value? You'd have to check the exact policy wording to see how market value has been defined. Aviva Private Clients has the definition below, which is fairly generous as they don't go for the more common "lower of declared value or market value". Policy Booket said: The cost of replacing your car with one of the same make, model, specification and condition.

SpyderMatt said: The if one available (to order new) clause kicks in with GT cars and the policy would revert to paying out market value. Or invoice cost, whichever is the lesser amount I think you'll find in the small print?

Just a heads up. Just had my multi car policy renewal quote from NFU Mutual. The GT4 has gone up from circa £500 to £2800 I’ve been I discussion with them for 2 days and it appears the reason is the reclassification of the car by the underwriters at the start of the year. Class has changed from SR to SS. NFU are a fantastic company and their customer service is excellent. But very disappointed that they have made such a drastic change in the classification which means I’ll obviously have to remove that car from the policy.

FWIW my RS WP with an agreed value of £225K and track day cover is only £1480 with ClassicLine.

Classic line are max 5k mpa - I didn’t want use to be restricted. I went Aviva in the end.

NFU quoted £1250, I paid £460 with Aviva.

Was with Manning for several years, no complaints, excellent cover and reasonable premiums, but it all got jacked after they had multiple high end claims about 2 years ago. Now with ClassicLine, very competitive, equally good cover. Search no more.

I just had my renewal from Manning on my 718 GT4 having recently switched from a 981, my premiums have increased over the last 2 years from £665 to £1215 for next year's renewal. In addition the renewal does not include track day cover as they have withdrawn this as a result of a large claim at Anglesey.

M44KSP said: I just had my renewal from Manning on my 718 GT4 having recently switched from a 981, my premiums have increased over the last 2 years from £665 to £1215 for next year's renewal. In addition the renewal does not include track day cover as they have withdrawn this as a result of a large claim at Anglesey. £1215, is that just for the GT4? Earth-shattering if it is, mine was £630 no track days, mind you, I am probably one of the oldest regular posters on PH!

I am quite old too... but only have 5 years NCD on that vehicle, Quotes without track cover from other insurers are around £650.

Something has certainly changed with the risk profile to specialist underwriters for GT4. Getting mine added on to my policy earlier this month worked out to an annualised rate of just under £2k inc track cover extensions but zero free days. 12yrs NCD. The guidance I’d had from my broker last summer suggested that the annualised policy rate would be circa £900 inc track coverage. It is IMHO the track coverage element that seems to be the problem not the car for road use. Will be looking for a different broker or underwriter come renewal time.

jackwood said: The GT4 has gone up from circa £500 to £2800 I’ve been I discussion with them for 2 days and it appears the reason is the reclassification of the car by the underwriters at the start of the year. Class has changed from SR to SS. I’ve seen this a few times over the years with both cars and houses, insurers move in and out of certain market segments based their latest perceived risk rating, be it the car, post code or house, and the price suddenly changes significantly.

GRD_72 said: I’ve seen this a few times over the years with both cars and houses, insurers move in and out of certain market segments based their latest perceived risk rating, be it the car, post code or house, and the price suddenly changes significantly. Yes very strange. I questioned it and the team elevated it to head office. They said the SS class is reserved for ultra high performance cars that do 0-60 in sub-3 sec. I pointed out the listed time is only 4.4sec, but they said there was nothing else they could do. On comparison sites the premium is more like what I was expecting from NFU, at around £450-550. Classicline has a better policy, doesn’t require any no-claims discount (so I can use it on other cars) and obviously includes track cover. Premium was £1050 which seems reasonable for the level of cover, to me.

jackwood said: Yes very strange. I questioned it and the team elevated it to head office. They said the SS class is reserved for ultra high performance cars that do 0-60 in sub-3 sec. I pointed out the listed time is only 4.4sec, but they said there was nothing else they could do. On comparison sites the premium is more like what I was expecting from NFU, at around £450-550. Classicline has a better policy, doesn’t require any no-claims discount (so I can use it on other cars) and obviously includes track cover. Premium was £1050 which seems reasonable for the level of cover, to me. I have a few cars insured with NFU which include one which does actually do 0-60 in sub 3 sec(Ferrari 812). Its a group policy so the Insurance premium Tax is billed as a whole policy charge so the figures exclude this tax. The 812 with a replacement value of £250k costs me £957ex IPT which makes a mockery of the quote you received. This was only last November.

Taffy66 said: I have a few cars insured with NFU which include one which does actually do 0-60 in sub 3 sec(Ferrari 812). Its a group policy so the Insurance premium Tax is billed as a whole policy charge so the figures exclude this tax. The 812 with a replacement value of £250k costs me £957ex IPT which makes a mockery of the quote you received. This was only last November. Very interesting! I changed my policy from Carrera T to GT4 3 weeks ago. I got a pro rate rebate at time of swap (T was sub £600pa premium, so I was happy with reduction for GT4). 2 weeks later received renewal quote for end of March and GT4 had gone up to £2800 premium as part of my 3 car multicar policy. Obviously questioned this. After a day of the NFU contact going off and asking questions, the info came back: 1) when I swapped cars, the premium for GT4 was calculated on 2021 pricing as that was when my current policy was taken out. 2) as of Jan 22 premiums had been recalculated and my renewal was based on those prices. 3) between 21 and 22, GT4 had been re-classified from group SR to group SS, hence the massive hike in premium. I have asked twice for them to look into the classification of the GT4 and the people I have spoken to have said that it is what it is. They had raised this all the way to head office and there is nothing they can do. Obviously I hope that you don’t see the same rise in your premium in November this year, and it’s just something I have to deal with. But may be worth to be prepared for.

Just to add, I also have commercial vehicle and home insurance policies with NFU, so it isn’t like I am a new customer without history.

What’s group SR vs SS?

I replaced a Taycan 4s saloon with my new 4s Cross Turismo in January with both cars pretty much the exact value. I got a discount of £280 pro rata when I did the switch which was two months in to my annual renewal date in November. This translates to my new CT being cheaper to the tune of £326 for the full year compared to my previous one.

jackwood said: Very interesting! I changed my policy from Carrera T to GT4 3 weeks ago. I got a pro rate rebate at time of swap (T was sub £600pa premium, so I was happy with reduction for GT4). 2 weeks later received renewal quote for end of March and GT4 had gone up to £2800 premium as part of my 3 car multicar policy. I was with NFU for my GT4 in 2018 and 2019. Really competitive, about £700. Then last October the premium more than doubled from the previous year, and when I called NFU they just said that's how much it is, and they expected to lose my custom. I have a few other vehicles with Direct Line, who had not been interested in insuring the GT4 when I bought it unless I fitted a tracker. They were able to insure for a reasonable price without my fitting a tracker. Can't really make sense of the insurance world... Liam

I have been looking for a suitable car insurance company for a very long time because most of these companies provide too high prices, apparently because they have a high power of attorney and clients. However, I decided to take a chance and came across Motor trade insurance , which I had not heard of before. Having taken out insurance on one of my cars, I decided to determine what would happen if I got into an accident. Would this company be able to pay for all my repairs? And as it turned out, literally a year later, I got into an accident in which I almost died. And oddly enough, I was lucky that my insurance company fully paid for the repair of my car. Edited by WayneCavanaugh on Thursday 17th March 10:06

My renewal just in from LV. Reduced from £795 to £735. I’m late forties, clean licence, no points, full NCD, with tracker 10,000 miles pa.

My LV quote last year was £246.00 but having received 3 points in January it jumped to £320.00 protected. I am absolutely disgusted at how careless I was getting points. Edited by Olderandwiser22 on Friday 18th March 20:00

Did anyone else have trouble getting insured due to the Clubsport option? Admiral wouldn’t let me add it onto my multi car policy due to the roll cage.

Did you declare it as a modification? Or did they know it was CS spec when you called to add it? Mine is CS and nobody has asked about a cage or mentioned a cage in any of my calls.

jackwood said: Did you declare it as a modification? Or did they know it was CS spec when you called to add it? Mine is CS and nobody has asked about a cage or mentioned a cage in any of my calls. I would check as they now ask about modifications including factory fitted options and your supposed to list them all. Who are you insured with?

RichieRichie said: I would check as they now ask about modifications including factory fitted options and your supposed to list them all. Who are you insured with? Yep, that's an Admiral group thing. You have to list every factory fitted option over and above the standard spec, which on a Porsche is a big list. Not worth the bother IMHO, go elsewhere.

Just wanted to update this thread. After moving my then GT4 off NFU policy due to massive premium hike, I sold my GT4 back to OPC due to new GT4 allocation and picked up a base Cayman as an interim runaround. I put that car back on with NFU and cancelled the GT4 policy with the other insurer. I collected my new GT4 on Thursday this week. I called NFU to get a quote for changing the policy from the base Cayman to the GT4, just to see if their underwriters had seen sense. Indeed, there was a zero cost to change from the circa £50k base Cayman to the £100+k GT4. Normality seems to have returned to NFU. Jack

I don’t list factory options when declaring modifications. So I wouldn’t tell my insurer if was a CS or not. Am I getting it wrong?

breadvan said: I don’t list factory options when declaring modifications. So I wouldn’t tell my insurer if was a CS or not. Am I getting it wrong? It depends on the insurer, you'd need to check the small print. Some class any option, including those factory fitted, as "modifications".

jackwood said: Just wanted to update this thread. After moving my then GT4 off NFU policy due to massive premium hike, I sold my GT4 back to OPC due to new GT4 allocation and picked up a base Cayman as an interim runaround. I put that car back on with NFU and cancelled the GT4 policy with the other insurer. I collected my new GT4 on Thursday this week. I called NFU to get a quote for changing the policy from the base Cayman to the GT4, just to see if their underwriters had seen sense. Indeed, there was a zero cost to change from the circa £50k base Cayman to the £100+k GT4. Normality seems to have returned to NFU. Jack I have just added a GT4 to my NFU insured car fleet. The quote was very good, as ever, about £375 a year for 4 named drivers. However I now have to have the tracker activated otherwise the car is not covered for theft whilst in the UK. This is an absolute PITA and adds about £275 a year to the cost of ownership. However I just could not get it insured for any less anywhere else so NFU and chunky fob it is then.

Hmmm, here's hoping Lockton haven't gone mental over the last 2 months or I'm going to up a certain creek without an instrument for momentum. No garage and a roll cage really aren't a great combination when trying to get insurance!

Im on the hunt for insurance as I'm expecting my policy to almost double on the 718 GTS 49, full NCB, no points. Phoned Classic line and they want £1085 with me adding virtually every restriction bar a ground anchor and they were a bit dubious about me asking for 7500 miles a year. However the car is valued at £5k more than I paid for it a year ago. Best quote so far is £675 with esure and £894 with Admiral. I paid £560 with Admiral last year, all factory options declared and mileage set at 9k. Direct line wont insure the car neither will Churchill even with the tracker. Edited by scrounger73 on Saturday 18th February 17:06

Good luck Dave. Fingers crossed for you.

bigmowley said: I have just added a GT4 to my NFU insured car fleet. The quote was very good, as ever, about £375 a year for 4 named drivers. However I now have to have the tracker activated otherwise the car is not covered for theft whilst in the UK. This is an absolute PITA and adds about £275 a year to the cost of ownership. However I just could not get it insured for any less anywhere else so NFU and chunky fob it is then. Yes that was a requirement for me too. But I’ve had that on other policies too, and my list price is over £100k, so wasn’t too surprised.

scrounger73 said: Im on the hunt for insurance as I'm expecting my policy to almost double on the 718 GTS 49, full NCB, no points. Phoned Classic line and they want £1085 with me adding virtually every restriction bar a ground anchor and they were a bit dubious about me asking for 7500 miles a year. However the car is valued at £5k more than I paid for it a year ago. Best quote so far is £675 with esure and £894 with Admiral. I paid £560 with Admiral last year, all factory options declared and mileage set at 9k. Direct line wont insure the car neither will Churchill even with the tracker. Edited by scrounger73 on Saturday 18th February 17:06 Just had a renewal quote from ClassicLine for my 718GT4 Clubsport valued at £98k for £835. Not the cheapest but the best for track day cove in my experience.

scrounger73 said: Good luck Dave. Fingers crossed for you. Cheers Dan I'll be ringing Classicline again just in case they've changed their policy re. garaging, otherwise it'll have to be Lockton whatever the price if I want to do the track days I have planned...

Part of the advantage of the 981 and 718 GT4 is that any trackday damage could most likely be repaired within the 10% trackday excess ... add to this the insurance costs and you choose the repairer ? This is where the carbon fibre and cosmetic frippery of the later GT3's and GT4RS really works against them, at Porsche prices. I know panel beating and filler isn't fashionable and I would be gutted if my original paint ever became unoriginal, but !!

I must say, this is turning out to be quite an eye opener. Direct Line, for example, have a tick box for all factory modifications, upto and including met paint, ppf and stickers. It's not just roll cages and PCCBs. I wonder how many policies are at risk because of undisclosed metallic paint!! I completed a quote, listing my full spec - SORRY, WE ARE UNABLE TO QUOTE FOR THIS VEHICLE. .com

Mainstream insurers and Porsches can be a problem as you've discovered. I did a LOT of research last year and the best options seemed to be ClassicLine, Liverpool Victoria, NFU, Lockton and Mannings.

The most expensive insurance you will ever buy is with a company that doesn't want to pay ...

Yep Twinfan, same names came up for me and I stuck with Lockton. However they are using Aviva as the underlying underwriter and, as I could not see my list of mods on the latest policy, I emailed them to remind them of the previous declared ones. My NFU guy (who insures the landy and mini and our smallholding) told me the new line of attack is DVLA info - ie if you have wrapped your car have you remembered to submit the colour change; capacity change, have you submitted if not some insurers walking away too? Thx for the nudge. R

Most will want it to be garaged/securely stored indoors overnight.

TDT said: Most will want it to be garaged/securely stored indoors overnight. Understandable, although i'm not about to throw the current residents out for the GT4. The old stuff won't fare too well outside in the rain... Still, I've been surprised by the premiums when I've had equally powerful sports cars insured in similar conditions and half the price with far fewer restrictions. First world problems!

Been ringing around most of the day and never expected it to be so challenging to find a reasonable quote for a 718 GT4. I'm 50 years old and thought the days of crazy premiums were behind me! Struggling to get below a £1000 on a drive overnight and everyone demanding a the tracker enabled. Locktons, Mannings, ClassicLine, NFU, LV, Porsche (carbon)... Waiting to hear back from AIB. Any other suggestions? Edited by VH02 AML on Monday 20th February 19:25

Just wanted to give an update for those who may be looking based on my experience over the last few days. All companies have demanded a tracker because I intend to leave the car outside on a driveway. It is in a good area however. The more expensive ones have been Locktons, AIB and Porsche/Carbon. None of them include any trackday cover. Mannings made it very clear that they deem too high risk with a quote if £3700 because the car is not garaged. Finally, the current choice is between NFU or LV with traditional vehicle policies or ClassicLine/ERS with a restricted 5k mile policy, but does include trackdays. Reading customer feedback is not great on ClassicLine/ERS, but I really want to do a few trackdays this year (whole point of buying the car). Also, note that the policy is non refundable if you need to cancel early. LV/NFU seem to have better feedback but means separate (and costly) trackday insurance or self insure. Hopefully that might help.

That's really useful - Classicline will cover you for the car non-garaged? I've been told for two consecutive years that they won't cover me unless the car is garaged. I guess that could be postcode dependent though. If you're a member of Porsche Club GB Lockton will cover you under the PCGB scheme and cover PCGB track days (only).

Twinfan said: That's really useful - Classicline will cover you for the car non-garaged? I've been told for two consecutive years that they won't cover me unless the car is garaged. I guess that could be postcode dependent though. If you're a member of Porsche Club GB Lockton will cover you under the PCGB scheme and cover PCGB track days (only). Yes, non-garaged, but could well be the area as you say, but definitely needs the tracker. A lot of my friends run with another trackday company so want freedom beyond PCGB events. I did look at PCGB trackdays last night out of interest and most of 2023 is already sold out.

Cool, thanks again for the info. I have the tracker active on my car so I'll hassle Classicline again when my renewal comes up. I'd like to do some non-PCGB days if possible but I'm not prepared to do them without insurance. PCGB track days sell out in a handful of days once released. They're incredibly popular.

The only concerns I have with Classicline is the feedback regarding their support when something goes wrong. Sound like they will just step back and pass you direct to ERS with little support. However I do appreciate that people tend to only write when something goes badly/wrong. Potentially plenty of happy customers too...

Re classicline and ERS is that who they’ve proposed as an underwriter? I’m insured via classicline and was proposed to First Underwriting. Classicline do as per the policy wording seem to want all cliams directed straight at the underwriter. So worth checking who the underwriter is and how well or badly they resolve cliams.

Curious to know, for those who have renewed or switched insurance providers in 2024, what are you paying? My insurance is due at the end of March and I'm expecting something ridiculous based on what friends have had to pay for their non-Porsche vehicles. I paid £850 to insure my GT4 in March 2023.

I have just changed my insurance on both my 718 Spyder and 992 GT3 badly planned both up in the same month. I changed the Spyder from Churchill who would not offer a renewal quote (no claims / convictions) not sure if they stopped sports cars or over certain value or my age 71, to Bank of Scotland (Liverpool Victoria) last year £485 this year £540. Excess £1250 My GT3 is now with Locktons previously ClassicLine, last year £1250 this year £1550. Excess £2500. Hope that gives you an idea. Geoff

Geoff39GL said: I have just changed my insurance on both my 718 Spyder and 992 GT3 badly planned both up in the same month. I changed the Spyder from Churchill who would not offer a renewal quote (no claims / convictions) not sure if they stopped sports cars or over certain value or my age 71, to Bank of Scotland (Liverpool Victoria) last year £485 this year £540. Excess £1250 My GT3 is now with Locktons previously ClassicLine, last year £1250 this year £1550. Excess £2500. Hope that gives you an idea. Geoff Cheers Geoff, I appreciate that. I have it in my head that quotes are going to be circa £1500. I've got friends who own BMW's and Merc's and their premiums have gone through the roof. My other half who drives an Evoque has been hit pretty hard as well but that could just be because it's a Range Rover.

Geoff39GL said: I have just changed my insurance on both my 718 Spyder and 992 GT3 badly planned both up in the same month. I changed the Spyder from Churchill who would not offer a renewal quote (no claims / convictions) not sure if they stopped sports cars or over certain value or my age 71, to Bank of Scotland (Liverpool Victoria) last year £485 this year £540. Excess £1250 My GT3 is now with Locktons previously ClassicLine, last year £1250 this year £1550. Excess £2500. Hope that gives you an idea. Geoff Are the new quotes on your GT3 and Spyder subject to tracker being activated? Thanks.

av185 said: Are the new quotes on your GT3 and Spyder subject to tracker being activated? Thanks. Yes for the GT3, No for the Spyder

Another option for the early GT4's is classic car insurance ... up to 5000 miles per annum I believe ...

Geoff39GL said: av185 said: Are the new quotes on your GT3 and Spyder subject to tracker being activated? Thanks. Yes for the GT3, No for the Spyder Thanks Geoff

I have been looking around for car insurance too. My car is garaged away from home but no tracker as I don’t have power at the lockup Classic line wouldn’t insure it without a gt4 Locktons were £1k Aviva premium £850 Admiral £650 Not too sure admiral would be great if I needed to claim but other quotes aren’t too bad I thought

KOKSRACING said: I have been looking around for car insurance too. My car is garaged away from home but no tracker as I don’t have power at the lockup Classic line wouldn’t insure it without a gt4 Locktons were £1k Aviva premium £850 Admiral £650 Not too sure admiral would be great if I needed to claim but other quotes aren’t too bad I thought I have my MY23 GT4 and my new Macan GTS both insured with Admiral

So it's exactly 30 days from where my current policy expires. Ran quotes on GoCompare, MoneySupermarket, CompareTheMarket and Confused and the quotes I'm getting are absurd. MoneySupermarekt came in the cheapest at £1,677 .57 with Aviva. All others came in at over £5,000+ from insurance companies I've never heard of. Ran a quote with Admiral and it's coming in at £1144.81 which is higher that what I paid in 2023 (£850), but it's palatable. Strange that none of the comparison sites showed quotes from the likes of; Admiral, LV, Direct Line, etc.

Just thought I’d chip in even though I don’t have a GT4. My insurance for my 2023 992 GTS and golf R estate is up for renewal next week and as I’d read some horror stories about some massive premium rises I ran a few quotes through the usual comparison sites and also contacted Locktons, NFU and A-plan (I think they’ve changed their name), long story short, cheapest quote for my 992 was with Locktons at around £1500 but with a lot of restrictions (tracker, no other drivers under 35 and garaged at home address between 10pm and 6 am) My renewal with Admiral came through at just under £1200 (Up £80 from last year) for both and they have also knocked £75 off for adding my home building cover or the policy ( This was also significantly cheaper, like for like than the renewal quote that I received from my current insurer) Now I know some people will argue that you will not get as good / comprehensive cover with Admiral but I’ve gone over it with a fine tooth comb and in my eyes the cover I have is on a par with that offered by Locktons et all - Admiral also agreed to cover me for partaking in Dream rides with the sporting bears charity. In a nutshell I’d say some of these companies are taking the proverbial - in my opinion.

Insurance gone thro the roof. I paid £600 for my Carrera GTS when it was new (2018). I used NFU initially. Insurance went down over the last few years to £475. The cheapest quote i can now get is £800. NFU want £2300 to insure a car worth nearly half what it was worth 6 years ago!

Yep NFU of late have hiked their premiums massively and also made tracker activation compulsory on more valuable cars.

23 days before renewal is the optimum time to get an insurance quote according to Martin Lewis. I'd clear your cache and cookies then try again in 7 days.

My renewal on my multicar gone up £315 + some change over last year with admiral. (It's not cheap in the first place!) 2022 718 GT4 and 2015 Golf R My insurance policy choices are limited though due to being under 25, I've tried companies such as classic line, lockton's etc. but flat out wont insure me due to my age!

Last May my 981GT4 insurance was £246 with 'Quote me happy' via confused.com. And indeed I was very happy with that - 2yrs NCD (but mirrored max on main vehicle I presume), 3k miles, SDP & Commuting, garaged. (Mature) 58yrs clean licence. No other stipulations. I've now sold it but the change mid year to the 718 Boxster was no cost difference but it'll be interesting when I renew

What companies are there out there that include trackdays with insurance? So far, I’ve got quotes from Reis, Classic line, Henderson Taylor, Locktons and Aplan/Howden Any others before I pick the best so far ?😁

adbett said: What companies are there out there that include trackdays with insurance? So far, I’ve got quotes from Reis, Classic line, Henderson Taylor, Locktons and Aplan/Howden Any others before I pick the best so far ??? Who out of that lot are coming in cheapest? I’m currently shopping around

What companies are there out there that include trackdays with insurance? So far, I’ve got quotes from Reis, Classic line, Henderson Taylor, Locktons and Aplan/Howden Any others before I pick the best so far ?😁

At face value, Locktons but then you are limited to PCGB days only. Classic line then the best but don’t include European tracks (can add but costs per day). Henderson Taylor more but European included. From my quotes at least!

adbett said: At face value, Locktons but then you are limited to PCGB days only. Classic line then the best but don’t include European tracks (can add but costs per day). Henderson Taylor more but European included. From my quotes at least! Thanks. Locktons said they will insure other track days, for a £150 fee. I’m still waiting my Classic line quote. Will try Henderson Taylor, was with them years ago 👍

My 981 GT4 went up substantially last October to £714. Was about £450 for a couple of years before that. Direct Line. When I first got the car in 2018 no-one wanted to touch it without a tracker, or £1000+ premium. NFU were the only one up for it at a reasonable price, think it was about £650 for the first 3 years, and then they doubled the premium and wouldn't come down in price. Was surprised by Direct Line, as they weren't interested when I bought the car, and I had 3 others insured with them. But they jumped straight in at £466.67 in 2021, and then came down to £443.47 in 2022. So while it went up, I felt like I owed them if I'm honest. December renewal on my still nearly new Cayman GTS 4.0 was £875, so it does seem like premiums were still moving north. Direct Line. When I look at the premiums and depreciation friends and colleagues put up with on Range Rovers and Land Rovers, and that's assuming they can even insure them at all... seems like first world problems for Porsche owners. Liam

richyd said: Thanks. Locktons said they will insure other track days, for a £150 fee. I’m still waiting my Classic line quote. Will try Henderson Taylor, was with them years ago ?? Classicline are/where cheaper than that for UK days but more for European days. I understand the underwriter Classicline use for most track inclusive policies changed the offer for new business post September ‘23.

LiamH66 said: December renewal on my still nearly new Cayman GTS 4.0 was £875, so it does seem like premiums were still moving north. Direct Line. Liam If my insurance jumps from £660 to £875 on Friday I'll be very happy. Doubtful though. I'm budgeting for £1000-1200 at least.

Renewal quote has just popped on my Admiral MultiCar app… I have to say, it came in much better than expected. 981 GT4 - £393 Audi TTS - £337 Evoque - £672!!! I’ll be looking to squeeze more out of them, especially for her truck. I was expecting the Porsche to start with a 6 so it’s already pretty good. What have others been quoted recently?

My Cayman GTS 2.5 was 700 last year and my insurer invited renewal at 1800. Cheapest quotes were coming in about 1100 but ended up going with Aviva at 1400. For the sake of £30 a month i'd rather have the peace of mind a claim will be dealt with reasonably well. Top quotes were close to 3k and a few insurers said they wouldn't give me a quote as my car is parked on the street (no keyless).

I was surprised by the insurance renewal on my 4.0 that came in at £860 so only a £200 increase. I also renewed my Son's insurance (21 with 1 years NCB on a Picanto) and it came out £150 cheaper than last year.

718 GT4 2021 model £80k market value 4k annual mileage social domestic pleasure. Admiral £1130 Aviva £671 Saga £570 No requirement for tracker activated.

981 GT4 Classicline renewal came back £40 up on last year at £620. Unlikely to see any track action this year so went with Aviva, £300.

Are you guys parked off road? Some keen pricing there

jeebsy said: Are you guys parked off road? Some keen pricing there My 981 GT4 lives the garage when not out and about.

HighwayStar said: My 981 GT4 lives the garage when not out and about. Same, 3k mileage, i'm 51.

It would be helpful if everyone put their general location when quoting figures as I found moving to North London caused a big increase in my premium, despite being in an underground garage Locktons, 718 GT4, 46 years old, 4K miles, N London, £1600pa

HighwayStar said: jeebsy said: Are you guys parked off road? Some keen pricing there My 981 GT4 lives the garage when not out and about. Bizarrely garaging v drive parking mostly increases premiums! Because the car is more likely to be damaged driving in and out of the garage. Driveway can also increase premiums rather than road parking because it is less obvious where the car lives which reduces risk of thieves taking the keys from the property. Also it is interesting whilst most insurers require tracker activation those insurers that do not quote a higher premium if tracker is activated.

Max13 said: It would be helpful if everyone put their general location when quoting figures as I found moving to North London caused a big increase in my premium, despite being in an underground garage Locktons, 718 GT4, 46 years old, 4K miles, N London, £1600pa Admiral, 981 GT4, 58yrs old, 3K miles, North Essex £347, got that down from £393… still seeing if I can shave a bit more off.

av185 said: HighwayStar said: jeebsy said: Are you guys parked off road? Some keen pricing there My 981 GT4 lives the garage when not out and about. Bizarrely garaging v drive parking mostly increases premiums! Because the car is more likely to be damaged driving in and out of the garage. Driveway can also increase premiums rather than road parking because it is less obvious where the car lives which reduces risk of thieves taking the keys from the property. Also it is interesting whilst most insurers require tracker activation those insurers that do not quote a higher premium if tracker is activated. A long with the above I was advised re keep the car in a garage, an integral garage could increase the premium. In a house fire scenario you may not be able to save your car(s) as your gaff burns. Better chance with a detached garage. Online quotes never prompt for garage type though so who knows….